Lead Underwriter - Business Auto

Who we are:

Nirvana is on a mission to modernize commercial insurance and enable a safer world. Our technology platform delivers modern insurance & risk management to not only help our customers protect their businesses, but actually improve safety for everyone.

To start, we’re transforming the legacy, $750B+ commercial insurance industry through cutting-edge predictive models using real-time IoT data (~50B connected devices by 2030), automation to deliver instantaneous quotes & faster underwriting, & proactive, and data-driven insights to help customers prevent accidents.

Backed by top-tier VCs including General Catalyst & Lightspeed Ventures, Nirvana became the fastest insurtech EVER to launch in Jan 2022 and crossed >$10M run rate in under 6 months, more than 2x faster than best-in-class insurtechs. Our leadership team has helped scale multi-billion dollar companies from scratch including Samsara, Rubrik, Acko & Flexport, and includes industry veterans from Hiscox, AIG, The Hartford & RLI.

About the role:

We’re looking for a Lead Underwriter - Business Auto who will be the first underwriter on our new Business Auto team. This is a great opportunity for someone looking to leverage their past underwriting experience to build something new and impactful in a high-growth, fast-paced startup environment! 

As a Lead Underwriter you’ll partner with other stakeholders at Nirvana including Product / Engineering, Marketing and Insurance Product to define / iterate on our strategy and create the frameworks that will enable this new program to scale successfully. 

You will be responsible for evaluating new and renewal commercial auto policies as our program grows and building a large, profitable book of business. You’ll also build relationships with agents to drive profitable pieces of business to Nirvana. 

What you’ll do:

• Collaborate with your teammates to launch the Business Auto program at Nirvana, including answering key strategic questions and proactively identifying roadblocks

• Build processes, systems and frameworks to enable the Business Auto program to scale successfully 

• Evaluate and price new and renewal business auto using underwriting best practices coupled with modern tools and insights

• Work with multiple accounts simultaneously in a fast paced environment

• Build relationships with key agency partners to achieve production and profitability goals

About you:

• 6+ years of underwriting experience in business auto (e.g. contractors, NEMT, last mile delivery) 

• Experience growing and maintaining a book of profitable business 

• Proven track record of developing new tools, processes, or guidelines based on past experience and research 

• Strong problem-solver who isn’t afraid to make decisions and articulate their point of view 

• Demonstrated ability to pivot and change course based on market feedback and business need

• Track record of thinking like an owner: identifying problems and finding / implementing solutions

• Strong communication skills, both written and verbal

• Insurance certification (CPCU, ARM, etc.) a plus

Benefits:

• Competitive salary and meaningful equity

• Medical, dental and vision insurance

• 401(k) with company match

• Unlimited PTO

• Work from home friendly

• #LI-Remote