Remote Mortgage Loan Underwriter | WFH Opportunity

Job Overview

Join our esteemed organization as a Mortgage Loan Underwriter in a fully remote or hybrid capacity. As a rapidly expanding national lender, we are eager to bring on a skilled professional to assess borrower financial and credit profiles alongside property valuations. Your insights will play a crucial role in guiding our lending practices, while you collaborate closely with our production team to facilitate seamless loan closures.

Key Responsibilities

• Underwrite and render decisions on agency conforming, Jumbo, FHA, and VA residential mortgage loans.
• Verify and evaluate all relevant financial data and documentation, ensuring completeness of loan files with necessary credit and legal documents.
• Review appraisal reports to identify and rectify any inconsistencies.
• Conduct in-depth analyses of applicants’ income, expense information, asset documentation, credit reports, and property valuations to determine loan eligibility.
• Calculate qualifying ratios and assess creditworthiness while providing comprehensive risk evaluations.
  
  

Required Skills

• Expertise in underwriting VA, FHA, Conventional, and Jumbo loans.
• Proficiency in performing essential loan calculations (DTI, LTV, etc.).
• Capability to prepare detailed findings reports.
• Strong written and verbal communication skills.
• Ability to excel in a collaborative team environment.
• A proactive approach with a commitment to continuous learning and adaptation.
  
  

Qualifications

• A minimum of 4 years of underwriting experience.
• Familiarity with FNMA, FHLMC, and Non-Conforming mortgages is advantageous.
• Knowledge of Desktop Underwriter (DU) and Loan Prospector/Loan Product Advisor (LP/LPA).
• Comprehensive understanding of the mortgage lending process.
• Capability to manage multiple files efficiently.
  
  

Career Growth Opportunities

We are dedicated to nurturing professional growth and offer valuable opportunities for career advancement within the mortgage lending sector, ensuring our team members can thrive and develop their expertise.

Company Culture And Values

We pride ourselves on fostering a collaborative and engaging work environment where every individual contributes significantly to our collective success. We value teamwork, open communication, and a proactive approach to challenges.

Compensation And Benefits

We offer a competitive salary and a robust benefits package that includes health insurance and a 401(k) plan, alongside a dynamic and supportive team atmosphere.

Employment Type: Full-Time