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Junior Underwriter

Remote: 
Full Remote
Contract: 
Experience: 
Mid-level (2-5 years)
Work from: 

Offer summary

Qualifications:

Bachelor's degree or equivalent experience in finance or business, 2+ years of Junior or Underwriting Experience, Encompass loan origination software experience preferred, Strong analytical and problem-solving skills, Attention to detail and multitasking ability.

Key responsabilities:

  • Pre-underwrite loan files for accuracy
  • Assist with income calculations and document verification
  • Support senior underwriters in risk identification
  • Ensure compliance with policies and guidelines
  • Communicate with stakeholders to resolve application issues
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NightOwl Consulting Human Resources, Staffing & Recruiting Scaleup https://nightowl.consulting/
51 - 200 Employees
See more NightOwl Consulting offers

Job description

Department: NightOwl Internal

Location: NightOwl Internal

Description

Are you great with numbers and enjoy helping people? Then we'd love to talk with you about our Pre-Underwrite Reviewer position. You'll provide underwriting support to the team to ensure a helpful and happy home-buying experience for our customers.

Key Responsibilities

*Only those with 2+ years of Junior or Underwriting Experience will get an interview. Once you apply you will be sent a video interview link. You will only get an in-person interview if you complete the video interview task first*

Encompass experience preferred.


  • Pre-underwrite loan files by reviewing borrower documentation such as credit reports, income documents, and assets to ensure accuracy and completeness.

  • Assist with income calculations and verify supporting documents.

  • Support senior underwriters in identifying potential risks and issues in loan applications.

  • Ensure all loan applications comply with company policies, investor requirements, and regulatory guidelines.

  • Communicate with internal stakeholders and lenders to resolve issues and ensure timely processing of loan applications.

  • Maintain up-to-date knowledge of mortgage products and underwriting guidelines for Conventional, FHA, VA, and other loan types.




Skills Knowledge and Expertise


  • Bachelor's degree or equivalent experience in finance, business, or a related field.

  • Strong analytical and problem-solving skills.

  • Attention to detail and the ability to manage multiple tasks efficiently.

  • Experience using Encompass loan origination software is a huge benefit.

  • Prior experience with mortgage processing or underwriting is preferred but not required.

  • Excellent communication skills, both written and verbal.

  • Ability to work in a fast-paced environment and meet deadlines.

  • Ability to multitask and prioritize responsibilities.

  • High attention to detail and accuracy.

  • Critical thinking and decision-making skills.

  • Strong interpersonal and communication skills.

  • Some experience in underwriting, loan processing, or similar roles is an advantage.

  • Familiarity with various mortgage types (Conventional, FHA, VA) is a plus.



Benefits


  • Above market salary

  • HMO with free dependent

  • Paid leave incentives

  • Performance based Incentives

  • Quarterly Company Events

  • In-depth training for career growth

Required profile

Experience

Level of experience: Mid-level (2-5 years)
Industry :
Human Resources, Staffing & Recruiting
Spoken language(s):
English
Check out the description to know which languages are mandatory.

Other Skills

  • Multitasking
  • Problem Solving
  • Detail Oriented
  • Verbal Communication Skills
  • Social Skills
  • Analytical Skills
  • Critical Thinking
  • Decision Making
  • Time Management

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