Remote Mortgage Loan Closer | WFH

Job Title: Loan Closer (Mortgage) - Remote | WFH

Company Overview

Join our esteemed organization, a recognized leader in the financial services industry with over 150 years of experience committed to prioritizing our clients. With a strong focus on community engagement and sustainable growth, we have expanded our operations to 50 locations, managing over $6 billion in assets. Our recent accolade as a Forbes Best-In-State Bank exemplifies our dedication to excellence, and we invite you to contribute to our ongoing success.

Position Overview

As a Loan Closer, you will be an integral part of our team, ensuring the precise and efficient closing of mortgage loan files while maintaining an exceptional standard of customer service. You will be responsible for the preparation and delivery of essential documents, collaborating with various stakeholders, and possessing a comprehensive understanding of the loan process.

Key Responsibilities

• Prepare closing documents based on final underwriting approval, ensuring both quality and accuracy.
• Coordinate with title companies to confirm loan closings and validate final figures, ensuring efficient communication.
• Collaborate with Settlement Agents to finalize loan fees and meticulously review all pre-closing documents for correctness.
• Ensure compliance with mortgage regulations, preparing necessary disclosures accordingly.
• Manage the loan pipeline to ensure timely issuance of initial disclosures and redisclosures.
• Prepare initial disclosure packages and manage loan estimate redisclosures.
• Conduct audits to verify the accuracy and compliance of all loan disclosures.
• Validate incoming service fees and check for variances against standardized APR charges.
• Address and troubleshoot closing issues, coordinating effectively with Loan Officers.
• Monitor and adhere to closing dates and final review deadlines to meet internal processing goals.
• Continuously expand knowledge of loan products to enhance efficiency, including special programs like VA and FHA.
• Provide backup support for opening loan files within compliance timelines and assist with post-closing error resolutions.
  
  

Required Skills

• Comprehensive knowledge of Closing Disclosure preparation, TRID regulations, APR and non-APR fees, and key mortgage-related regulations including RESPA and REG Z.
• Proficiency in processing software, particularly Encompass.
• Deep understanding of the complete loan process and various mortgage products.
• Exceptional customer service skills complemented by a collaborative and positive attitude.
  
  

Qualifications

• A high school diploma and a minimum of three years of experience in mortgage-related roles, or an equivalent combination of education and experience.
• This position offers a hybrid work arrangement, blending remote and onsite responsibilities based on management approval and business needs.
  
  

Career Growth Opportunities

We encourage continuous development and knowledge enhancement regarding diverse loan products, which may pave the way for career advancement within our growing organization.

Company Culture And Values

Our company fosters a collaborative environment that values teamwork, exceptional customer service, and community engagement. We are committed to creating a workplace that reflects our dedication to diversity and inclusion.

Why Join Us

This is a remarkable opportunity to be part of a reputable organization recognized for its commitment to excellence and customer satisfaction. We look forward to your application and the potential of welcoming you to our thriving team.

Employment Type: Full-Time