Symetra has an exciting opportunity for you to join our team as a
n Associate Underwriter-Supplemental Health !
About The Role
Underwrite new business accounts for Life, AD&D, Short Term Disability (STD), Family Medical Leave (FML) and Long Term Disability (LTD), typically between 100 and 500 lives with emphasis between 100 and 250 lives (-or- Accident, Critical Illness, Hospital Indemnity & Gap Assist products, typically over 50 lives with emphasis between 100 and 1,500 eligible lives). Collaborate with other business partners on cross sale opportunities to promote synergies within the portfolio of products in the Benefits Division. Contribute to the achievement of Symetra's sales, profitability, persistency and growth goals by applying training and demonstrating a baseline level of proficiency in risk evaluation and pricing.
What You'll Do In This Role
- New Business Pricing - review Request for Proposal (RFP) submissions including verifying integrity of census data and plan information and requesting additional information as needed. Develop & analyze manual ratings and if applicable, historic premium/claims information via a credibility formula to develop and communicate new business rate recommendations in accordance with pricing targets and level of authority. Sales expectations of $1.5 MM per year.
- Renewal Pricing – Underwrite large market inforce customer accounts (Life coverage for accounts over 500 lives, generally up to 1,000 lives; Supplemental Health generally up to 5,000 eligible lives).
- Process sold accounts and renewals following established procedures while managing a book of business.
- Relationships - develop and maintain positive relationships with Symetra sales, field and home office service and actuarial teams.
- Projects and Reporting - participate in projects and training initiatives as assigned. Maintain accurate and up to date reporting of assigned presales and renewals.
What We Offer You
“If you want to invest in yourself and build a career, this is a great place to work. If you don't want to put in the effort to learn the industry and become a student of the business (it takes real effort!), there are easier places to work.” Cris H. - AVP Internal Sales, Training and Development
“Symetra is inclusive of all employees regardless of their personal differences.” Darrell J. - Actuary III
“Symetra values learning. Symetra has so many resources - whether that is the Student of the Business courses, sponsorship of professional certifications, or just individual employees being so willing to teach and answer questions.” Felicia D. - Financial Reporting Lead Senior Analyst
Benefits And Perks
We don’t take a “one-size-fits-all” approach when it comes to our employees. Our programs are designed to make your life better both at work and at home.
- Flexible full-time or hybrid telecommuting arrangements
- Plan for your future with our 401(k) plan and take advantage of immediate vesting and company matching up to 6%
- Paid time away including vacation and sick time, flex days and ten paid holidays
- Give back to your community and double your impact through our company matching
- Want more details? Check out our Symetra Benefits Overview
Compensation
Salary Range : $ 46,800 - $78,000 plus eligibility for annual bonus program
Who You Are
- Strong analytical and technical skills.
- Strong Excel and Word skills. Effective interpersonal and written communication skills.
- Ability to make effective decisions within authority limits and recommendation if outside of authority limits.
- Service oriented with commitment to meet deadlines.
- Ability to multi-task and work efficiently in a team environment.
- 4 year college degree or equivalent business experience.
We empower inclusion.
At Symetra, we aspire to be the most inclusive insurance company in the country we’re building a place where every employee feels valued, respected, and has opportunities to contribute. Inclusion is about recognizing our assumptions, considering multiple perspectives, and removing barriers.
We accept and celebrate diverse experiences, identities, and perspectives, because lifting each other up fuels thought and builds a stronger, more innovative company. We invite you to learn more about our efforts
here.
Creating a world where more people have access to financial freedom.
Symetra is a national financial services company dedicated to helping people achieve their financial goals and feel confident about the future. In our daily work, we’re guided by the principles of Value, Transparency and Sustainability. This means we provide products and services people need at a competitive price, we communicate clearly and openly so people understand what they’re buying, and we design products—and operate our company—to stand the test of time. We’re committed to showing up for our communities, lifting up our employees, and standing up for diversity, equity and inclusion (DEI). Join our team and help us create a world where more people have access to financial freedom.
For More Information About Our Careers Visit
https://symetra.eightfold.ai/careers
Work Authorization
Employer work visa sponsorship and support are not provided for this role. Applicants must be currently authorized to work in the United States at hire and must maintain authorization to work in the United States throughout their employment with our company.
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