Construction Loan Officer

Construction Loan Officer

Summary: 

The Construction Loan Officer is responsible for soliciting and procuring new construction mortgage business, maintaining contact with their existing customer database, developing a reliable network of builder and conventional referral sources, and assisting the customer and the Underwriting, Processing, and Closing departments of the Company through each loan transaction. Construction Loan Originators help their clients choose the best loan for their needs by being knowledgeable about all our product offerings, as well as having a working understanding of underwriting guidelines.  They are licensed by state and federal authorities and keep this accreditation through continuing education. 

Responsibilities: 

• Solicit new and former mortgage customers and builder clients for referrals and loans.
• Originate construction mortgage loans in accordance with company policies and procedures.
• Advise customers on product options.
• Assist loan processors and underwriters by obtaining complete documents from borrowers,
• Lock loan rates and schedule loan closings.

Education and/or Experience: 

• Active NMLS loan originators license is required.
• 3 years mortgage industry experience preferably within construction loan originations.
• Proven track record generating organic referrals, particularly builder relationships.

Essential Skills: 

• Knowledge of single close and two-time close construction procedures.
• Basic understanding of project structuring and cost calculation methodology.
• Familiarity with construction documents and disclosures.
• Expertise with stick built, modular, and manufactured homes.
• Understanding of builder requirements and acceptance procedures.
• Must represent Go’s Core Values of being Courageous, Considerate, Collaborative, and Committed.
• Must be motivated and confident with excellent interpersonal skills.
• Strong persuasive abilities and communication skills are needed.
• Must understand basic mathematic principles and have ability to use a calculator. 
• Must have strong written and verbal communication skills, including the ability to report facts and technical information clearly and concisely. 

• Accuracy and attention to detail are essential. Must demonstrate the ability to respond in a timely manner.  
• Must have strong problem-solving skills and the ability to utilize resources to seek help for resolution of loan issues as needed. 

Computer Skills  

• Must be able to navigate various websites as needed for job duties. 
• Experience using Microsoft Office products.
• Encompass experience is preferred. 

Disclaimer:  This job description is not a contract nor is designed to list every activity, duty and/or responsibility that is required of the employee. Other duties, responsibilities and activities may change or be assigned at any time with or without notice. 
 

GO Mortgage is an equal opportunity and affirmative action employer. 

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.