Credit Risk Advisor

Cargill’s size and scale allows us to make a positive impact in the world. Our purpose is to nourish the world in a safe, responsible and sustainable way. We are a family company providing food, ingredients, agricultural solutions and industrial products that are vital for living. We connect farmers with markets so they can prosper. We connect customers with ingredients so they can make meals people love. And we connect families with daily essentials — from eggs to edible oils, salt to skincare, feed to alternative fuel. Our 160,000 colleagues, operating in 70 countries, make essential products that touch billions of lives each day. Join us and reach your higher purpose at Cargill.

Job Purpose and Impact

As a Credit Risk Advisor, you will play a pivotal role in fostering effective partnerships between our internal business groups and external credit organizations. Your primary objective will be to balance risk and reward targets while leveraging credit as a catalyst for growth.

In this role, you will be a key member of the Risk Management Group (RMG), where you will influence strategic and timely decisions on credit risk to support our swap dealer business, Cargill Risk Management (CRM). CRM collaborates with customers to understand their business objectives, pricing needs, and market perspectives. By creating tailored risk management solutions, CRM helps mitigate risks and uncertainties through a diversified pricing portfolio.

Key Accountabilities

• Perform credit analysis and form opinions for the energy portfolio (energy producers, utilities, and other industrial consumers) as well as negotiate ISDA terms/amendments with prospective/existing clients.
• Review and assess credit exposures as well as any credit limit breaches and provide group enterprise and leadership stakeholders with a proactive credit view that highlights key credit risk and trends.
• Ensure effective credit standards, policies, procedures, and limits as well as appropriate stress and scenario testing and analysis of the credit portfolio are in place and aligned across the organization and risk adjusted decisions are aligned for the portfolio.
• Lead efforts to position the business group's credit portfolio according to market conditions through trade structuring, risk mitigation, sizing, and pricing.
• Coach, train, and develop colleagues in business finance and portfolio management.
• Provide thought leadership in relationships with counterparties and other business partners which may include customers, suppliers, other credit teams or other internal enterprises and functions.
• Partner with analysts and credit risk stakeholders to ensure an optimal approach to risk and reward analysis and ensure alignment to the corporate approach.
• Ensure an optimal credit process approach and delivery model within the business and understand and proactively manage our risks by collaborating with relevant internal trade and credit leadership partners to design and align key processes at a corporate level.
• Provide expert opinions on potential deals and ability to work independently using additional research and interpretation to identify issues or problems. You may provide direction to supporting team members and be a strategic contributor.
• Other duties as assigned.
  
  

Qualifications

MINIMUM QUALIFICATIONS

• Bachelor’s degree in a related field or equivalent experience
• Minimum of six years of related work experience
  
  

Preferred Qualifications

• Master's degree
• Certified financial risk manager
• Certified chartered financial analyst
• Knowledge and familiarity with global energy trading as well as energy derivative products including futures, options and swaps and execution and clearing on global markets.
• Experience leading complex trade structuring and analyzing counterparty credit risk.
• Minimum of seven years’ experience in financial analysis, risk management or related roles in a complex, multinational
  
  

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Equal Opportunity Employer, including Disability/Vet.

Minnesota Sick and Safe Leave accruals of one hour for every 30 worked, up to 48 hours per calendar year unless otherwise provided by law