Life Underwriting Research Consultant

Life Underwriting Research Consultant - Remote US

The Opportunity

As a Life Underwriting Research Consultant, you'll join an innovative and dynamic environment supporting the Office of the Corporate Chief Underwriter (OCCU). In this role, you'll dive into a variety of exciting projects and research initiatives within the Operations Expense, Analytics, and Governance Organization. Your work will be diverse and impactful, including supporting protective value (PV) studies; creating RFPs for different vendors and vendor evaluation; examining and identifying new data sources for research and insights; improving workflows and working on ways to increase automation; providing input on predictive modeling; and revising underwriting rules and procedures.

The Team

You'll join a collaborative and forward-thinking team of underwriters from various backgrounds and product expertise, who are motivated to shape the underwriting landscape at MassMutual. As a team, we demonstrate accountability, agility, a dedication to being inclusive, a strong business acumen, and show courage and professionalism when advocating for a particular project or presenting a healthy challenge to the status quo. Outside of the Underwriting Governance team, you can expect to work with colleagues from Data Science, Actuarial, Product, Competitive Intelligence, and IT.

The Impact

• Partner with leadership across the enterprise to champion changes that improve processes, while maintaining mortality expectations
• Shape data sources for data driven underwriting practices
• Provide recommendations around new technologies and methodologies for risk selection
• Analyze, create, and develop rules for our algorithmic and accelerated underwriting (fluidless) processes
• Develop new and competitive underwriting guidelines with research, documentation, marketing, and presentations

Minimum Qualifications

• HS diploma or GED
• 8+ years of relevant work experience in Life Insurance Underwriting
• Minimum $5+ million life approval limit without second signature

Preferred Qualifications

• Bachelor’s Degree
• Industry designations/education (FALU, FLMI, CLU) preferred
• 10+ years Mastery level knowledge of individual life insurance practices, underwriting standards and operations
• Confident communicator with strong written and verbal communication skills
• Be able to think strategically and influence others.
• Ability to partner with key constituents to support strategic and tactical development.
• A demonstrated track record of consistently meeting and/or exceeding performance expectations.
• Entrepreneur mindset – you drive your business forward with latitude for independent decision making.
• Proficient with Microsoft Office Suite and data visualization tools (e.g. Tableau).

What to Expect as Part of MassMutual and the Team

• Regular meetings with the Underwriting Governance team
• Focused one-on-one meetings with your manager
• Access to mentorship opportunities
• Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQ, veteran and disability-focused Business Resource Groups
• Access to learning content on Degreed and other informational platforms
• Your ethics and integrity will be valued by a company with a strong and stable ethical business with industry leading pay and benefits

MassMutual is an Equal Employment Opportunity employer Minority/Female/Sexual Orientation/Gender Identity/Individual with Disability/Protected Veteran. We welcome all persons to apply. Note: Veterans are welcome to apply, regardless of their discharge status.

If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.

Salary Range: $110,400.00-$144,900.00