Job Title
Credit Risk Analyst
Job Description
Credit Analyst:
Manage the credit risk within a diversified portfolio of accounts related to sales on credit to customers.
Your role:
Evaluates customers' creditworthiness and establishes policies for credit offers. This includes using credit check systems to review contracts and analyze the financial status of new and existing customers.
Assign credit limits and risk categories according to a defined approval matrix and SAP FSCM including assessment of potential doubtful/bankrupt customers in cooperation with the businesses we support
Facilitate releasing of blocked sales orders based on defined approval matrix with each business.
Performing customer credit reviews. Responsible for compliance of ICS checks. Analyze data, work with team members and members from Collections department.
You're the right fit if:
You’ve acquired 2+ years of experience in analyzing financial documents, working successfully and independently as well as in a team environment.
Your skills include Excel skills: utilizing pivot table, and VLOOKUP's.
You have bachelor's degree in F&A, Economics, or Business Administration required.
You must be able to successfully perform the following minimum Physical, Cognitive and Environmental job requirements with or without accommodation for this position.
Good understanding of F&A processes and tools and familiarity and understanding of financial statements.
How we work together
We believe that we are better together than apart. For our office-based teams, this means working in-person at least 3 days per week. Onsite roles require full-time presence in the company’s facilities. Field roles are most effectively done outside of the company’s main facilities, generally at the customers’ or suppliers’ locations.
This is an office role
About Philips
We are a health technology company. We built our entire company around the belief that every human matters, and we won't stop until everybody everywhere has access to the quality healthcare that we all deserve. Do the work of your life to help improve the lives of others.
Philips Transparency Details
The pay range for this position in Nashville, TN is $54,600 to $78,000
The actual base pay offered may vary within the posted ranges depending on multiple factors including job-related knowledge/skills, experience, business needs, geographical location, and internal equity.
In addition, other compensation, such as an annual incentive bonus, sales commission or long-term incentives may be offered. Employees are eligible to participate in our comprehensive Philips Total Rewards benefits program, which includes a generous PTO, 401k (up to 7% match), HSA (with company contribution), stock purchase plan, education reimbursement and much more. Details about our benefits can be found here.
At Philips, it is not typical for an individual to be hired at or near the top end of the range for their role and compensation decisions are dependent upon the facts and circumstances of each case.
Additional Information
US work authorization is a precondition of employment. The company will not consider candidates who require sponsorship for a work-authorized visa, now or in the future.
Company relocation benefits will not be provided for this position. For this position, you must reside in or within commuting distance to Nashville, TN.
#LI-PH1
This requisition is expected to stay active for 45 days but may close earlier if a successful candidate is selected or business necessity dictates. Interested candidates are encouraged to apply as soon as possible to ensure consideration.
Philips is an Equal Employment and Opportunity Employer/Disabled/Veteran and maintains a drug-free workplace.