Match score not available

Unlock Premium Benefits Today!
🚀 Elevate your career with priority access.
Stand out to top recruiters with Jobgether Priority Access:
  • ✅ Top Match: We help you identify job offers where you're a perfect fit.
  • ✅ Exclusive Referral Service: Connect directly with recruiters as a Jobgether Certified Premium User.
  • ✅ Personalized Feedback: Receive feedback and expert guidance on applications, and have your profile manually reviewed.

Start Your Free Trial Now!

Start my free trial

Director of Credit

Remote: 
Full Remote
Contract: 
Full time
Experience: 
Senior (5-10 years)
Work from: 
United Kingdom, United States

Offer summary

Qualifications:

6+ years in B2B risk management, Deep understanding of B2B financing, Proficient in SQL and advanced Excel, Strong analytical and data science skills.

Key responsabilities:

  • Oversee entire credit lifecycle
  • Define and implement credit policies
  • Monitor and analyze portfolio performance
  • Develop risk models and inform decisions
  • Collaborate on process automation
  • Build relationships with vendors and buyers
Capchase logo
Capchase Financial Services Scaleup https://hubs.li/Q01fFClw0
51 - 200 Employees
About Capchase
Capchase is the growth partner for ambitious software-as-a-service (SaaS) and comparable recurring-revenue companies. We empower businesses to grow faster through non-dilutive capital, payments and revenue acceleration software. Our product suite includes: Capchase Pay A B2B buy now, pay later (BNPL) flexible payment solution that helps you sell more and collect cash faster. Provide your customers with payment optionality while getting paid the annual value upfront, and no collections burden or risk. Grow faster, close more deals, and beat your competition with a better buying experience. Capchase Grow Flexible, non-dilutive revenue-based financing that gives you access to up to 60% of your ARR in as little as 48 hours. Leverage this equity-free, fast financing to fund your growth initiatives, with cash-flow-friendly repayment options. Available in the U.S., Canada, U.K., Finland, Sweden, Spain, Netherlands, Belgium and Ireland
See more Capchase offers

Job description

Capchase, recognised as one of Fast Company’s Most Innovative Companies of 2023, enables software companies to offer flexible payment terms to software buyers. We have been acknowledged by Forbes North America’s best startups and also featured among Forbes Next Billion-Dollar Startups 2023. To carry out our mission, we've received $700M+ in equity and debt funding from some of the best fintech investors QED (Nubank, Klarna), 01 Advisors (Tipalti, Master Class), Bling Capital (Airtable, Gitlab, Lyft, Square), SciFI (Stripe, Brex), Caffeinated (OpenDoor, Airtable).

In a little over three years, we’ve provided billions in funding to thousands of companies, expanded operations to ten countries in the US and Europe, and grown our team from four co-founders in May 2020 to 110 Capchasers today.

Since our launch in 2020, we’ve achieved several milestones:
➡  4K+ software companies onboarded
🙌 Over 120 Capchasers representing over 20 nationalities
🌎 Active in 10 markets
📈  top-10% YoY growth
👫 Built an awesome culture.

As our Director of Credit, you will play a pivotal role in shaping the future of our business. Reporting to our Co-Founder, COO, you will be responsible for overseeing the entire credit lifecycle, from origination to recovery, ensuring optimal risk management and maximizing profitability.

🚀 What will you do?
  • Credit Policy and Risk Appetite: Define and implement a robust credit policy, setting appropriate risk limits and tolerances.
  • Portfolio Management: Actively monitor and analyze the portfolio's performance, leveraging data-driven insights to optimize risk-return trade-offs.
  • Risk Modeling and Analytics: Develop sophisticated risk models to assess creditworthiness, identify potential risks, and inform decision-making.
  • Process Automation: Collaborate with technical teams to automate key processes, improving efficiency and reducing operational risk.
  • Vendor and Buyer Relationships: Build strong relationships with vendors and buyers, proactively addressing credit issues and implementing effective recovery strategies.

    • 🧠 Who are you?
  • Proven Experience: 6+ years of experience in B2B risk management, preferably in fintech or a similar high-growth environment.
  • Domain Expertise: Deep understanding of B2B financing, payments, credit, or software equipment financing.
  • Data-Driven Mindset: Strong proficiency in data science and statistical modeling, with a keen eye for data-driven insights.
  • Technical Skills: Experience with SQL and advanced Excel skills.
  • Collaboration: Ability to work effectively with cross-functional teams, including data scientists, engineers, and business stakeholders.
  • Continuous Improvement: A passion for learning and a commitment to driving innovation in credit risk management.
    • If you're a highly motivated individual with a strong analytical mindset and a passion for risk management, we encourage you to apply.

    We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, colour, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

    Required profile

    Experience

    Level of experience: Senior (5-10 years)
    Industry :
    Financial Services
    Spoken language(s):
    English
    Check out the description to know which languages are mandatory.

    Hard Skills

    Credit ControlRisk ManagementRisk ModelingData AnalysisPayment ScheduleSQL (Programming Language)Business LendingProcess Automation Systems

    Other Skills

    • Collaboration
    Are you interested?

    Related jobs

    See more jobs