Join our team as a Large Loss Adjuster and take on one of the most challenging and rewarding roles in the industry. In this position, you’ll be at the forefront of managing complex, high-value bodily injury claims, with policy limits exceeding $250,000 and reaching up to $20 million. You'll leverage your expertise in coverage analysis, liability assessment, and damages evaluation to navigate intricate cases and bring them to resolution. If you have a passion for tackling the most severe claims and are ready to make an impact with your analytical skills, we’d love to hear from you.
Job Summary
The large loss adjuster is responsible for management and oversight of the most complex and severe bodily injury claims in our organization. The individual evaluates the most complex claims on policies with greater than $250,000 in limits, including excess policies up to $20M. This adjuster role requires high level skills in coverage, liability and damages evaluations/investigations, and handles large loss bodily injury claims through file resolution.
Key Responsibilities
•Reviews coverage, liability, and/or damages on the most complex bodily injury cases with severe injury triggers and policy limits of $250,000 and greater.
•Ensures excellent litigation handling with appropriate defense on large loss cases
•Addresses the most complex coverage issues
•Responsible for the evaluation and settlement of high value, high risk and high complexity claims
•Manage a diverse inventory of commercial vehicle, personal auto and homeowner's claims, with specific emphasis on large loss bodily injuries. Files may be received at any stage of their life cycle, from first notice of loss, all the way through the late stages of litigation.
•Responsible for the partnership with defense counsel (both panel and staff) to ensure quality outcomes for our insureds in the resolution of bodily injury claims.
•Collaborates with Frontline Performance Experts (FPEs), Frontline Performance Leaders (FPLs), and Claim Process Specialists (CPSs) to share experience and trends identified in referred cases.
Preferred Qualifications
Education and Experience
•Bachelor’s Degree or equivalent
•5 or more years of related experience
Certificates, Licenses, Registrations
• Bonus if you have your AIC, and/or CPCU designations
Functional Skills
•Applies highly advanced knowledge of insurance policy, coverage, and regulation
•Applies highly advanced knowledge of claim processes, policies, procedures, claim systems, coverage, liability, damage estimating, and/or settlement, and adherence to applicable legal compliance standards
•Applies highly advanced knowledge of analytical procedures to reconcile, manipulate, & recognize patterns of data
•Applies highly advanced knowledge of problem-solving and preparation of complex reports for analysis
•Applies highly advanced negotiation and/or arbitration skills
•Applies highly advanced conflict management and problem resolution skills in managing internal and external customer relationships
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