Remote Mortgage Loan Officer | Purchase Lending Specialist

Join Our Team as a Remote Mortgage Loan Officer

Why Choose Us?

At our company, we prioritize integrity, continual growth, and open communication. Our nurturing workplace empowers you with the resources necessary for both personal and professional development, all from the convenience of your own home. Join our exceptional team and take the next step in your career.

Job Overview

As a Mortgage Loan Officer, you will be instrumental in guiding clients through their mortgage selections, with a primary focus on purchase lending. Your role will involve providing expert advice, ensuring adherence to all regulatory requirements, and delivering outstanding service throughout the process.

Key Responsibilities

• Engage with prospective and existing customers to explore mortgage options for purchase loans.
• Occasionally assist former clients with refinancing loans.
• Oversee the loan process in compliance with legal, company, and applicable federal, state, and local regulations.
• Follow up with clients regarding submitted documents, review credit reports, and conduct further research as needed.
• Maintain comprehensive knowledge of FHA, FNMA, FHMC, VA, and USDA products to enhance service and communication with borrowers.
• Adhere to phone disclosure requirements during customer interactions.
• Clearly explain various loan products to clients, ensuring they understand their options.
• Guarantee that all loans comply with relevant guidelines, state and federal regulations, and investor requirements.
• Collaborate effectively with operations staff for streamlined file processing.
• Provide exemplary customer service throughout the loan process.
• Build and maintain relationships with agents and title companies.
• Participate in professional associations, such as banker associations or community organizations.
• Perform additional duties as assigned.
  
  

Required Skills

• Proficiency in FHA, FNMA, FHLMC, VA, and USDA products.
• Solid understanding of purchase transactions and applicable guidelines.
• Familiarity with underwriting guidelines and loan origination systems.
• Experience with industry-specific software (e.g., lead management systems, DU, LP, Appraisal Management Software) is preferred.
  
  

Career Growth Opportunities

We are committed to fostering your professional development through customized training programs designed to enhance your skills and knowledge. Additionally, we offer educational reimbursement to assist with your continuous learning. Engaging with professional associations and community organizations will further expand your network and career prospects.

Company Culture And Values

Our company culture is built on honesty, self-improvement, and effective communication. We strive to create a supportive environment where every team member can thrive and contribute positively to our mission.

Compensation And Benefits

• Competitive compensation package, comprising base salary plus commission.
• Comprehensive healthcare plans for you and your family, along with a discretionary 401(k) match of 50% on the first 4% of contributions.
• Access to a diverse array of mortgage programs and strong marketing support, including brochures, social media, and CRM tools.
• Opportunities for employee referral bonuses to help us grow our team.
• Discounts on fitness, dining, retail, and more through our employee portal.
• Opportunities to engage in charitable initiatives within the community.
  
  

If you’re ready to help clients realize their homeownership aspirations while thriving in a collaborative and growth-oriented environment, we encourage you to apply today.

Employment Type: Full-Time