About Beam:
Beam was founded in 2012 by three engineers who saw the opportunity to modernize the dental benefits industry using technology. Today, Beam Benefits is a digitally-led employee benefits company that offers dental, vision, life, disability, and supplemental health coverage. The company simplifies and modernizes the $100+ billion ancillary benefits industry through its leading dental insurance product, breadth of ancillary benefits, AI-powered underwriting, diversified distribution channels, and next generation benefits administration technologically-driven customer experience.
Joining Beam Benefits Means:
-Working in a complex and dynamic business, simultaneously serving customers across employee benefits insurance product lines and growth and service channels
-Collaborating with a diversely skilled team to continuously improve
-Being empowered as an owner and expert
-Being motivated by improving how people access employee benefits
What You Will Bring:
You are a strategic leader with deep expertise in insurance pricing and risk management, particularly within the employee benefits industry. You are adept at developing pricing strategies and risk frameworks that balance competitive positioning with profitability. You have extensive experience working cross-functionally with teams in technology, finance, sales enablement, and operations, driving alignment across the business to meet product and growth objectives. You also excel at building and managing key relationships with partners, particularly in reinsurance, to ensure the success of risk transfer strategies.
You possess a proven ability to assess risks and implement pricing models that reflect market trends and regulatory requirements, while also supporting long-term profitability. You demonstrate strong analytical skills and thrive in a data-driven environment. In addition, your leadership skills are instrumental in managing cross-functional collaboration, ensuring alignment and efficiency in pricing and risk management practices.
What You Will Do:Develop and execute pricing strategies for Beam's entire product portfolio, ensuring competitive positioning and profitable growthDefine Beam's insurance risk tolerance and establish a comprehensive insurance risk management framework aligned with company objectivesLead the pricing and underwriting processes for both new business and renewal policies, ensuring accuracy, competitiveness, and profitabilityManage key partnerships with reinsurers and other vendors, driving collaboration and ensuring strategic alignmentOversee regulatory and statutory reporting, ensuring compliance and providing actionable insights for decision-makingProvide subject matter expertise to cross-functional teams including Technology, Sales Enablement, Operations, and Finance, supporting broader business and product initiativesContinuously monitor industry trends, competitive intelligence, and regulatory changes to adapt pricing and risk strategies accordinglyWhat Skills Will Help You Be Successful:Bachelor’s degree in Business, Finance, Insurance, or a related field; advanced degree (MBA or equivalent) preferred10+ years of experience in pricing, underwriting, or risk management within the insurance or employee benefits sectorProven ability to develop and implement effective pricing strategies and risk management frameworksStrong analytical and quantitative skills with expertise in insurance pricing models and risk assessmentExperience managing relationships with reinsurers and other strategic partnersStrong leadership and cross-functional collaboration skills with a track record of driving organizational successExcellent communication and presentation skills, with the ability to influence stakeholders at all levelsCompensation and Benefits:
-Competitive base salary with attractive variable compensation structure
-Performance-based bonuses and incentives
-Comprehensive benefits package, including health, dental, and vision insurance
-401(k) plan with company match
-Flexible time off
-Opportunity to participate in Beam's equity program
