Financial Crimes Investigator/QA
North - Remote (Work hours more closely align with ET/CT)
Let’s go North, together.
Join our mission to build the largest suite of credit card processing and merchant services. It’s one simple payment platform backed by the most diverse payment companies. From credit card processing to back-office management, North points the way to smarter, faster, and just plain better payment solutions.
The Financial Crimes Investigator/QA role has two fold responsibilities, utilizing strong investigative/analytical skills to conduct investigative reviews of assigned cases for fraud, money laundering, terrorist financing and other financial crimes activity, and performing independent AML QA (Quality Control) reviews of case narratives submitted by the the Financial Crimes Investigation team.
What you'll do:
- Utilize an AML case management tool and other internal software-driven systems to monitor, research, analyze and investigate trends related to merchant transactional activity.
- Utilize financial products, systems, and process knowledge in all lines of business to detect suspicious ML/TF activities analyze merchant data.
- Formulate and clearly articulate a supportable rationale behind the decisioning of “alerts” within cases, as part of look-backs.
- Conduct independent quality control review of case narratives to identify and correct errors before submission.
- Work independently to conduct analysis and investigations, coordinating with other departments on the identification and reporting of financial crimes, communicating with customers when appropriate, and preparing SARs (Suspicious Activity Reports) and UARs (Unusual Activity Reports) ensuring accurate and timely reporting when necessary. Recommend account closure and/or other approaches where appropriate and to minimize exposure.
- Manage through to completion compliance for National Security Letters and requirements of Section 314(a) and 314 (b) of the USA PATRIOT Act as well as sanctions screening as needed.
- Perform a variety of investigative duties to assist the Enterprise with compliance of the Bank Secrecy Act (BSA), Office of Foreign Assets Control (OFAC), USA PATRIOT Act, and other AML program requirements
- Other duties as assigned.
What we need from you:
- Bachelor's degree or a combination of relevant and related experience and education
- Minimum 4 years’ experience investigating financial crimes, preferable in the financial services arena, payments in particular.
- Must have a minimum of one of the following professional security certifications: Certified Professional Criminal Investigator (CPCI) Certified Anti-Money Specialist (CAMS), CFSSP, CPP or CFE.
- Subject matter expert in analysis, investigation and preparation of financial crimes
- Excellent writing and analytical skills.
- Strong strategic and communications skills with ability to operate well across business lines as well as externally.
- Ability to establish trusting relationships
- Exercise considerable judgment and discretion in scenarios that are complex and highly sensitive, consulting with legal counsel as needed.
- Ability to handle, discern and keep confidentiality as required for regulatory reporting of UARs and SARs.
Travel: 5%
License and Certification Requirements (1 or more) : CPCI, CAMS, CFSSP, CPP or CFE
What we offer:
Medical, Dental, & Vision Coverage
Flexible Paid Time Off
401(k) + Match
Mental Health Support & Well-Being Program
Paid Maternity & Paternity Leave
Education Assistance
Company-funded Lifestyle Spending Account
Salary Range: $55,000-$80,000
Pay within this range varies by work location and on job-related knowledge, skills, and experience. We look forward to discussing your salary expectations and our full total rewards offerings throughout the interview process.
Please note: North is a US based company and no sponsorship is available for this position at this time.
Who we are:
North, and our family of companies, are committed to helping entrepreneurs grow their businesses. As an end-to-end payment solutions company, we provide everything business owners need to get paid, whether they serve customers in a physical storefront, online, or both. We pride ourselves on being large enough to offer customized solutions to our enterprise-level clients while remaining agile enough to take an award-winning, hands-on approach to personal service that our merchants won’t find anywhere else.
Let’s go North, together! Our most important resource is our people. Join our diverse team of innovators and do-ers and make your mark on the future of payments technology. We're proud to offer benefits that help our team members further their overall well-being through unique initiatives that are both personally and professionally fulfilling.
At North, we celebrate diversity and create an inclusive environment for everyone. We are an equal opportunity employer.
To learn more about North, and our family of companies, visit our website: north.com
