As the nation's largest community credit union, we begin every day focused on delivering superior financial products and services for our 1.3 million members and more than $30 billion in managed assets. Our work has an economic impact as we support our members' financial goals. We are unapologetic about being devoted to our members and the communities we serve. Our business is guided by our people helping people philosophy – which includes our team members.
BECU has been in business for more than 85 years, driven by unwavering core values and a dedication to improving the communities we serve. While we have a rich history, the future of our company, accelerated by business and technology transformation, is even brighter. There's never been a better time to work for BECU.
To learn more visit becu.org/careers.
PAY RANGE
The Target Pay Range for this position is $24.90-$30.38 hourly. The full Pay Range is $20.20-$35.96 hourly. At BECU, compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role.
BENEFITS
Employees and their eligible family members have access to a wide array of employee benefits, such as medical, dental, vision and life insurance coverage. Employees have access to disability and AD&D insurance. We also offer health care and dependent care flexible spending accounts, as well as health savings accounts, to eligible employees. Employees are able to enroll in our company’s 401k plan and employer-funded retirement plan. Newly hired employees accrue 6.16 hours of paid time off (PTO) on a per pay period basis based on hours worked (up to a maximum of 160 PTO hours per year) and receive ten paid holidays throughout the calendar year. Additional details regarding BECU Benefits can be found here.
IMPACT YOU’LL MAKE:
As a Consumer Loan Processor at BECU, you'll play a key role in helping our members achieve their financial goals. Your expertise will streamline the loan process, ensuring members have a smooth and seamless experience from application to funding. You'll actively collaborate with internal teams and external partners, utilizing your comprehensive knowledge of consumer lending policies and procedures. You'll make an impact by providing efficient, courteous, and professional service, contributing to both our members' success and BECU's growth.
WHAT YOU’LL DO:
• Process Consumer Loans: You’ll handle every step of loan processing, ensuring each application is accurate, complete, and compliant with BECU’s lending policies.
• Clear Underwriting Conditions: Work closely with members, branch staff, and underwriters to meet underwriting requirements and move loans toward final approval.
• Collaborate with Vendors: Partner with external vendors to ensure all collateral conditions are satisfied, keeping communication professional and efficient.
• Analyze Loan Documents: Review and assess loan documents to confirm credit, collateral acceptability, and all financial ratios are in line with policy standards.
• Coordinate Loan Closings: Facilitate smooth loan closings by preparing documents for member signatures and coordinating final terms with Marine Title Companies and dealers.
• Support Members: Provide top-tier customer service by addressing member inquiries, resolving issues promptly, and offering alternative loan products when appropriate.
• Monitor Loan Queues: Manage multiple consumer loan processing queues and inboxes, ensuring service levels are met while keeping up with multiple loan tasks.
• Ensure Compliance: Keep up-to-date on BECU loan policies and ensure all documentation, pricing structures, and forms meet regulatory and institutional requirements.
• Post-Closing Review: Conduct post-closing reviews to verify all closing conditions are met, ensuring compliance and member satisfaction.
This isn’t just about ticking off tasks on a list. It's about making a significant, positive change in BECU’s journey, where your contributions are valued, and your growth is continually fostered.
WHAT YOU’LL GAIN:
• Impact-Driven Role: You’ll directly contribute to members' financial success, making a difference in their lives through thoughtful loan processing.
• Collaborative Environment: Join a team that values your input and fosters collaboration with internal and external partners.
• Continuous Growth: Opportunities to expand your knowledge of consumer lending and gain valuable skills within a supportive organization.
• Work-Life Balance: BECU is committed to supporting your professional growth while maintaining a healthy work-life balance.
QUALIFICATIONS:
Minimum Qualifications:
• Associate’s degree in Business or equivalent work or educational experience.
• Minimum of one year of experience in Consumer Lending.
• Verbal and written communication skills.
• Organizational skills, with the ability to prioritize tasks.
• Knowledge of RESPA, HMDA, Fair Lending, and ECOA regulations.
• Proficient in PC skills with the ability to learn new software.
• Math and basic accounting skills.
Desired Qualifications:
• Bachelor’s degree in Business or related field.
• Ability to handle multiple loans in various stages and environments.
• Knowledge of Credit Union departments and their interaction with Consumer Lending.
• A thorough understanding of BECU’s Consumer Loan pricing structure and loan products.
JOIN THE JOURNEY:
Ready to make an indelible impact? Eager to be a part of a collaborative and innovative team where your ideas and contributions don’t just fill a role, but fuel the growth and success of BECU? This is more than a job – it’s a chance to elevate your career, skills, and future, all while contributing to the robust technological landscape of BECU.
Embrace the opportunity to grow with us. Apply now, bring your expertise to the table, and let’s achieve excellence together at BECU. Your journey of influence, innovation, and impactful contribution starts now.
#BECU #YourGrowth #BECUJourney
EEO Statement:
BECU is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, veteran status, disability, sexual orientation, gender identity, or any other protected status.
