Vice President of SBA Lending & Special Assets Management

Description

We are seeking an experienced and motivated individual to join our team in a full-time, remote capacity. If you possess a background in SBA lending or commercial lending, and are ready to contribute to a dynamic team, we want to hear from you!

Key Responsibilities

• Champion core values of Integrity, Respect, Positive Attitude, Empowerment, Accountability, and Excellence in all interactions.
• Provide outstanding customer service and lead by example, ensuring a positive experience for customers and team members.
• Collaborate with the SVP/SBA Audit & Special Assets Manager to address problem loans, foreclosures, and litigation to minimize bank losses.
• Oversee collection, negotiation, and resolution of past-due loan payments for the SBA Portfolio, adhering to SBA and bank regulations.
• Conduct annual reviews of marginal SBA loans, including property value assessments, financial and credit analysis, and risk identification.
• Monitor and review PIP disbursements for the SBA Portfolio to ensure timely processing and compliance.
• Perform thorough audits on problematic loans, addressing issues based on SBA and bank guidelines.
• Gather necessary data for SBA 10-Tab submissions and assist in reviewing legal notices related to the SBA Portfolio.
• Assist in lien perfection and resolve portfolio issues as assigned, including managing past due taxes and force-placed insurance.
• Ensure accurate and up-to-date contact information for the SBA portfolio, including skip tracing when necessary.
• Provide detailed reports on special asset efforts, discuss portfolio recommendations with management, and ensure compliance with security and regulatory standards.
  
  

Qualifications

• Bachelor's degree or equivalent experience in a related field.
• At least 5 years of experience in banking, with a focus on special assets, financial analysis, or credit review.
• Strong knowledge of commercial, construction, real estate, and consumer loan products.
• Advanced understanding of state and federal lending laws, regulations, and bank policies.
• Proficiency in title policies and loan regulations such as RESPA, HMDA, and other relevant compliance standards.
  
  

What We Offer

• A supportive and collaborative work environment.
• Flexibility of a remote position with opportunities for professional growth.
• Competitive compensation and benefits.
  
  

If you are a self-motivated, goal-oriented professional ready to make a significant impact, we encourage you to apply!

Employment Type: Full-Time