Who We Are
Xactus (pronounced ‘Zac-tus’) is the leading verification innovator for the mortgage industry. We have over 6,500 clients ranging from the largest bank and non-bank mortgage originators to credit unions and mortgage brokers. With 12 operation centers across the U.S., Xactus works closely with our clients to digitally integrate a 360° approach to verification across their workflows. As a result, lenders can easily access the technology necessary to meet consumer demands for a modern mortgage experience with industry-leading speed, reliability, and accuracy - while also closing more loans more quickly with greater profitability.
We provide a friendly work environment while also providing many opportunities for you to enhance your skills. We have a top-notch financial leadership team who prioritizes building talent. If you are curious and searching for a change that will be fun and rewarding, please reach out to us! We would love to have you on our team!
Who You Are
You are a career-minded, driven individual who is looking for a position that challenges you and supports your professional development.
The Benefits We Offer
A friendly, supportive environment which is highly rated by Xactus employees. Feedback from our employees says: “The people I work with treat each other with respect,” “I feel accepted by my coworkers” and “The person I report to cares about me as a person.”
Health, vision and dental insurances, bonus programs, fitness reimbursement and other healthy life-style programs, 401k plan, short and long-term disability, life Insurance, accident and critical illness insurance, health savings account, flexible spending account, employee assistance program, legal services, employee discounts and more!
Summary
The Score Analyst has the primary responsibility of evaluating credit reports and using CreditXpert® scoring simulator tools to assist clients in achieving target credit scores. The Credit Analyst requires strong problem solving and communication skills to successfully deliver quality feedback to our clients.
The role will work in multiple platforms, namely, Legacy and Xactus360.
Remote work allowed.
The starting pay is $19.30/hr
Essential Duties And Responsibilities
- Follow all processes and procedures mandated for the Score Analytics process.
- Review Score Analytics requests and process each request with a comprehensive understanding of what the client is requesting.
- Assists Xactus clients with scoring goals for loan and rate qualification.
- Uses Legacy, Xactus360 and CreditXpert scoring simulator tools.
- Maintains a full understanding of all aspects of the Score Analytics process.
- Ensure time sensitive management of all work queues (requests via credit, personal email, personal phone, team email box and team phone queue.
- Assist other team members as needed.
- Adheres to, and maintains compliance with, all Federal, State, and local laws and Xactus policies and procedures.
- Participates in skills training, as requested.
