Credit Analyst

Pilmico Foods Corporation is the integrated agribusiness and food company of Aboitiz Equity Ventures Inc. (AEV). Composed of four divisions: Flour, Feeds & Animal Health, Farms, and Trading, we are well positioned at the beginning of the value chain. True to our brand promise of being Partners for Growth, we nurture our business and communities by providing business solutions and building partnerships for growth.

We operate in the Philippines nationwide and have a growing international presence in the following ASEAN countries: Vietnam, Thailand, Indonesia, Malaysia, Myanmar and Hong Kong.

Investing in talent and upholding Aboitiz values of Integrity, Teamwork, Innovation, and Responsibility are key drivers to sustaining the growth of our business.

Here at Pilmico, we value each talent for the unique contribution they bring to the organization. We recognize that today’s global workforce is made up of diverse individuals with different skills, abilities and aspirations that enable them to achieve superior results; as such, we select our partners based on these attributes that are not typically found in someone’s resume.

We are advocates of self-development and believe that people’s success lies in their passion to learn something new and different every day. This is why our hiring philosophy is to open up and give equal opportunity to any talent regardless of where they are today in pursuit of education.

• Responsible for the preparation of credit reviews for new and existing counterparties
• Analyze qualitative and quantitative information on a counterparty in order to determine credit scoring, risk rating, and suitable credit limits.
• Analyze and able to determine the degree of risk involved in evaluating a client
• Liaise with Legal to negotiate and structure credit-related clauses in trade contracts and provide support for secured credit arrangements.
• Ensure credit files are kept up-to-date at all times, all relevant information is updated timely in systems and all supporting documents are filed.
• Review and validate credit management reports including exposure, mark-to-market, and excess monitoring thereby ensuring credit processes maintain consistency with relevant governance framework documents.
• Processing of foreclosed properties from start to end. Assist in Small Claims filing and processing.
• Assist the Collection Manager and Credit Manager in efficiently managing the accounts receivables of the company by monitoring and reviewing Credit Limits vis-à-vis the actual purchases of customers.
• Support other corporate programs such as ISO/HACCP, 5S, ISMS, Branding, etc., and implement guidelines provided by the company.
• Perform any other tasks as assigned by the Credit Management Head and other superiors from time to time.

• Bachelor's degree in Finance, Accounting, or a related field.
• With gain experience as a Credit Analyst or in a similar role.
• Strong analytical and financial analysis skills.
• Knowledge of credit policies and regulations.
• Excellent communication and interpersonal skills.
• Proficiency in Salesforce and SAP (System Application and Products) or similar financial software is a plus.
• Strong attention to detail and ability to work independently.
• A minimum of two (2) years of relevant experience, gained from a reputable banking institution, focused on credit investigation and receivables. This experience should also encompass proficiency in accounting software and other computer-based programs.

• Cebu Based Assignment