MeDirect is a pan-European retail digital challenger bank. Our aspiration is to democratise investing and disrupt the retail digital investment space by deploying a unique online and mobile platform offering one of the broadest range of investment solutions to individual clients. We provide clients with autonomy, choice and guidance in the way they want to manage their money. Our mobile app is also a one-stop-shop, catering to clients’ investment and everyday banking needs. All this with simplicity and an easy user experience. As a specialised mortgage lending platform, we carefully select the segments we operate in, with the goal of setting new standards of service for our customers and address, when relevant, underserved segments of the mortgage market in the jurisdictions we operate in. With ca. 400 employees at Group level in aggregate, we are growing a world-class Tech platform in Malta to support our pan-European operations, currently in Belgium, the Netherlands and Malta. We compete for talent on an international level, with 25 different nationalities currently represented in the Group. Our work environment is fast paced and constantly changing while fostering a sense of teamwork and pride in participating in MeDirect’s exciting transformation journey. Headquartered in Malta, MeDirect, which was formerly known as Mediterranean Bank, has a subsidiary bank in Belgium, MeDirect Bank NV/SA. MeDirect is Malta’s third largest banking group in terms of total assets. It is a systemic bank in Malta, and its consolidated group is supervised under the Single Supervisory Mechanism by a Joint Supervisory Team including the European Central Bank, the Malta Financial Services Authority and the National Bank of Belgium.

Job description

Are you passionate about helping clients achieve their homeownership dreams? We are looking for a Credit Officer to join our dynamic Mortgages Team in Malta. In this role, you’ll play a key part in guiding clients through the home loan journey - analysing credit applications, building lasting relationships, and contributing to the bank’s growth.

This is an exciting opportunity to develop your career in a fast-paced environment where your expertise and customer-focused approach will make a real impact. If you have a keen eye for detail, strong communication skills, and a passion for banking industry, we’d love to hear from you!

Duties and Responsibilities:

Conduct credit analysis for financing new credit facilities in accordance with lending criteria and policies
Build and maintain strong relationships with new and existing clients
Maintain and develop market knowledge and information on mortgage products and related services
Manage client interactions and help achieve the Bank’s objective for business growth

Required Knowledge, Skills and Experience:

Minimum of 1 year work experience in a similar role
Malta Home Loan Finance qualification (AMHLF) is considered an asset
Ability to work independently and collaboratively in a team environment
Excellent verbal and written communication skills, along with strong customer service abilities
Attention to detail and problem-solving skills
Capable of working under pressure and prioritizing tasks