Offer summary

Qualifications:

Strong leadership and change management skills., Experience in credit risk frameworks and processes., Ability to manage cross-functional teams and stakeholder relationships., Background in risk management, credit products, or related financial environments..

Key responsibilities:

Design and implement credit risk change management processes.

Drive innovation and automation in credit risk frameworks.

Lead and coordinate cross-functional teams for credit risk initiatives.

Manage stakeholder expectations and communicate progress effectively.

Job description

Tribe Lead Credit Risk I

Risk

50% work from home

GJA Function Level: 22, Identified Staff

A day in your life

Accountable for the design and implementation of end-to-end credit risk change management for all business segments of the bank by focusing on process optimization, execution discipline, and cross-functional collaboration;
Drive innovation and continuous improvement of credit risk framework based on data driven insights: drive automation and digitization, recommend process improvements to enhance efficiency and recommend tools and new technologies
Own functional design of credit elements (i.e. credit policy rules or models) needed for efficient and effective management of credit risk within individual portfolio and/or total bank level
Accountable for end-to-end credit risk in QBR discussions with segment Tribes, manage dependencies and align priorities; Secures adequate capacity for effective implementation of changes across connected tribes (i.e data, IT) through structured QBR process
Own roadmap for delivery of agreed changes and steer execution of credit risk changes new or changes) for end-to-end implementation of changes in credit process and respective engines
Functionally steer CoE Reporting and extended teams from ING Hubs Poland
Hierarchically lead a team providing inspirational leadership and setting up the strategy of this new domain
As part of the CRO MT, act as a strong leader to drive and enable the strategy of ING through effective collaboration and execution of credit changes.
Embed and ensure fit-for-purpose change management processes, tooling and governance including alignment with stakeholders, pro-active communication on progress, active management of trade-offs, coordinating QBR for Credit Risk.
Drive the vision and strategy of this new tribe by setting-up, leading and integrating the new teams (Business Banking and PI & PriBa areas, Credit analytics and the fraud management activities)

How to succeed

We hire smart people like you for your potential. Our biggest expectation is that you are driven leader, obsessed with designing and implementing change. You bring best out of your teams, acting as a change catalyst combining different profiles into harmonious team. You’ll stay curious and strive for better. Take on responsibility. In return, we’ll back you to develop into an even more awesome version of yourself.

You have a strong sense of accountability and demonstrated track record in delivery of complex roadmaps
You’re structured and know how to make things happen effectively
You excel at stakeholder management, managing conflicting priorities and ensuring progress
Strategic thinking, executive presence with ability to effectively collaborate at ExCo/Group level
Forward thinking profile, with an open and collaborative mindset
Very good leadership abilities: performance management and talent development, being an inspirational leader, steering high performing and engaged teams with impact in and beyond your area.
Strong understanding of risk management processes and commercial products, lending and portfolio with sufficient background within the credit environment
Resilience, a positive and constructive attitude – ready to make it happen;

In this function you will have the opportunity to:

Influence the sustainable growth strategy of ING, directly impacting customer satisfaction
Shape credit appetite of ING BE
Lead and shape the function in the new set up of the Credit Risk Tribe
Play a pivotal role in Risk management and growing as a senior leader

As part of our ongoing commitment to maintaining the highest standards of integrity and professionalism, we would like to inform you about the new bankers' oath recently introduced in Belgium.

This oath requires all banking professionals to adhere to strict ethical guidelines.

In accordance with these new regulations, we will request during the recruitment process to provide us with a certificate confirming the absence of any professional prohibition.

This certificate can be obtained online through the Financial Services and Markets Authority (FSMA). For more information and to request the certificate, you can visit the following link: Vous souhaitez obtenir une attestation d’absence d’interdiction professionnelle ? | FSMA (Only in FR or Nederlands)

The team

The role will report directly to the Chief Risk Officer, closely partnering with other risk and business functions.

Do you want to know more before applying? Don’t hesitate to reach out to any of the Risk Leaders, CRO, HRBP or assigned recruiter – we’re always up for a coffee!

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