Job description

Farmers home Furniture satisfies customers by following three fundamental principles:

Offer fair prices for quality merchandise
Provide affordable financing to customers
Provide outstanding customer service always

Credit Manager responsibilities include but are not limited to:

Process Credit applications in store or over the telephone
Accept payments on accounts
Type and administer sales contracts
Conducts daily collection calls to customers with payments due or to customers with past due accounts via telephone and home visits as needed
Approve or decline and issue lines of credit to customers
Conduct credit investigations
Contact customers with delinquent accounts and follow proper collection procedures

Physical Requirements & Professional Expectations

Ability to stand and walk for extended periods during shifts
Ability to lift, carry, and move merchandise up to 50 pounds
Comfort working in warehouse and delivery environments as needed
Must maintain a professional appearance and demeanor that reflects the leadership role
Reliable transportation and valid driver’s license (if required for store support)

Employee Benefits

Employee Stock Ownership Plan (ESOP) – You’re not just an employee—you’re an owner
401(k) Plan with employer matching
Group Medical, Dental, and Life Insurance
Paid Vacation, Sick Leave, and Holidays (including your birthday!)
Annual Profit-Sharing Bonus Plan
Employee Purchase Discounts
Additional voluntary insurance options available

Note: Benefit offerings may vary for positions other than full-time.

About Farmers Home Furniture

Established in 1949, Farmers Home Furniture is one of the top 100 furniture retailers in the U.S. With over 260 store locations throughout the Southeast, we are proud to be employee-owned and operated. As part of an Employee Stock Ownership Plan (ESOP), our team members don’t just work here—they have a stake in our success.

We are guided by our founder’s principles of fairness, trust, and outstanding service, and remain committed to delivering quality name-brand merchandise, affordable financing, and exceptional service to the customers and communities we serve.

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