Processor

Description

Member First Mortgage is seeking a Processor for our growing Processing department!  If you thrive in a fast-paced environment, are motivated by building relationships through exceptional customer service, and get excited at the thought of learning something new each day, then this may be the opportunity you have been waiting for and an excellent chance to join our award-winning team recognized as a Best and Brightest company to work for in the nation! In this position you would be responsible for providing clerical support for all mortgage loan processing activities.  Obtains and verifies necessary information and prepares documents for underwriting and closing review.

Founded on the credit union philosophy of 'People Helping People', we have become the trusted full-service mortgage provider to over 200 credit unions across the U.S.  This philosophy, along with our core values of honesty and integrity, make careers with Member First Mortgage dynamic and rewarding through our friendly and family-oriented culture that is dedicated to the growth and success of our employees. 

Benefits We Offer:

• Generous and competitive healthcare packages
• Employer paid short-term and long-term disability
• Employer paid Life Insurance
• 100% Employer paid Vision
• 401K Plan with match
• 20 days PTO - no waiting periods!
• Fun and collaborative team environment

Qualifications

Responsibilities:

• Reviews new residential loan application files to verify that application data is complete and meets Company standards, including type and amount of mortgage, borrower assets, liabilities, and length of employment. Clarifies missing or questionable information and tracks development of information to ensure compliance with underwriting guidelines.  Clears prior to funding conditions.
• Communicates status of loans to buyer, seller, realtor, credit union and title company.  Resolves or refers requests and problems promptly and courteously.
• Calls or writes credit bureau and employer to verify accuracy of information.
• Orders and follows up on essential third-party items from vendors (i.e., appraisal, title, flood certificate, written verification of income/employment, payoffs, etc.).
• Records data on status of loans, including number of new applications and loans approved, canceled, or denied.  Prepares monthly status report.

Experience:  One to three years’ experience in mortgage loan processing.

*Must have experience processing Texas A6 Loans*

Education: (1) A bachelor's degree, or (2) achievement of formal certifications recognized in the industry as equivalent to a bachelor's degree (e.g. information technology certifications in lieu of a degree).

Qualifications:

• Understanding of the mortgage loan processing functions, including FHA/VA and conventional lending. 
• Knowledge of mortgage related requirements, procedures, and underwriting criteria.
• Ten key calculator, typewriter and keyboard skills.
• Good basic math skills.
• Well organized.

Physical Requirements: While performing the duties of this job, the employee is regularly required to sit, stand, and walk. The employee must occasionally lift and/or move up to 10 pounds. The employee is frequently required to spend extended hours in front of a computer screen, to use hand to finger, to speak in and listen carefully on the telephone. 

Work Environment: While performing the duties of this job, the employee regularly works in a remote office setting. 

Working Hours:  9:30am-6pm Eastern Standard Time

If you are looking for a company that is dedicated to your success and is ethically motivated to provide exceptional member service, we encourage you to apply!