Premium Auditor II

Who We Are

Method Insurance is an MGA focused exclusively on Workers' Compensation. With a national footprint, we serve employers of all types by delivering the right coverage to protect their businesses and employees. Our vision is to drive industry-changing outcomes, provide exceptional service to our customers, and create a rewarding workplace for our employees.

Guided by core values of respect, trust, excellence, and caring, we merge deep expertise with leading-edge technology to minimize workplace injuries, ensure superior outcomes, and expedite a safe return to work, ultimately reducing costs for employers and improving the well-being of their employees.

Method Insurance is committed to being there every step of the way, delivering results that benefit everyone involved.

What To Expect

As part of the Insurance Services team, the primary responsibility of the Premium Auditor II is to perform Phone/Virtual/Remote Physical audits on workers’ compensation adjustable policies to establish appropriate classifications, exposures, and premium in accordance with company, industry and government rules and regulations. This position is a great opportunity to develop and be part of a rapidly growing company. This is a full-time, hourly non-exempt position with standard business hours of Monday through Friday from 8:00am to 5:00pm, with some flexibility at manager’s discretion. 

What You’ll Do

• Complete final audit reports for underwriting and billing in a timely manner. The reports consist of narrative and numerical summaries.  
• Evaluate insured’s business operations and detail the operations in the final audit report. 
• Examine, verify, and record data from financial/business records to determine the final exposure to calculate final policy premium. 
• Ensure policies are classified correctly and exposures are calculated in accordance to carrier, bureau, and state regulations by utilizing appropriate data sources.  
• Verify policy information is aligned with final audit results and alert underwriting to any discrepancies. 
• Discuss final audit results and questions with insureds and agents to ensure understanding of any change in premium exposures and to maintain good customer relations.  
• Assist the audit department administrator with any customer service-related tasks as needed.  
• Remain informed of changes and current information relative to premium auditing through discussion and correspondence with experts and industry-related literature. 
• Correct audit reports returned for correction by management or disputed by insureds/agents. 
• Perform other related duties as assigned.

What You Need

• Have excellent interpersonal and communication skills (written and verbal) 
• Work well in a fast-paced, high-volume environment 
• Flexible and able to reprioritize daily work to align with the needs of the company 
• Ability to meet deadlines 
• Ability to multi-task 
• Independent, but can work as a team to meet deadlines or complete projects 
• Track multiple ongoing projects for several days or weeks at a time 
• Consistently follow-up with agents/insureds to obtain missing information  
• Organized, focused, and disciplined 
• Detail and process oriented 
• Strong analytical and problem-solving skills 
• Good judgement 
• Must be resourceful and capable of independent research 
• Adaptable 
• Coachable 
• Strong typing/data entry  
• Proficient in Microsoft Office Suite, G Suite, or similar software.   
• High School Diploma or GED 
• At least 2 years of premium audit experience, preferably workers’ compensation 

Preferred Experience

• Bachelor’s degree in Human Resources, Business Administration, or related field  
• Visual Audit platform experience is a plus 
• College degree in business or related field preferred 

What We Offer:  

In exchange for your time and expertise, we offer competitive compensation, 401(k) plus matching, health benefits (including HSA Contribution), paid disability, paid parental leave, professional development opportunities, and a hybrid/remote work environment. This is an opportunity to play a key role in the continued success of a growing organization. 

Unless fully remote, this position operates in a professional office setting and routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets, and fax machines. This is largely a sedentary role with prolonged periods of sitting at a desk and working on a computer. However, some filing is necessary and may require the ability to lift files, open filing cabinets and bend or stand on a stool as necessary.

Method Workers’ Compensation is an equal opportunity employer regardless of race, color, gender, age, sexual orientation, gender identity, gender expression, religious beliefs, marital status, genetic information, national origin, disability, protected veteran status, or any other basis protected by federal, state, or local law.