Underwriter

The Manufactured Homes Underwriter will be responsible for underwriting applications in accordance with product standard guidelines. This role involves evaluating risks to ensure they are acceptable for the program and gathering all necessary information to issue policies. Additionally, the Underwriter is tasked with analyzing financial information, assessing risk levels, and making informed decisions regarding policy approvals. This position requires direct interaction with internal and external clients and customers via email and mail. The Underwriter must adhere to State and Company Service level requirements.

 What will be my duties and responsibilities in this job?  

• Assess customer and client needs: Understand and evaluate the requirements of customers and clients to provide appropriate underwriting solutions.

• Respond to inquiries and resolve issues: Address questions and concerns from clients, customers, and agents promptly and effectively.

• Handle claim, legal, and agent inquiries: Manage inquiries related to claims, legal matters, and agent interactions.

• Stay updated on program changes, compliance, and regulatory updates: Keep abreast of changes in programs, compliance requirements, and regulatory updates to ensure adherence to current standards.

• Underwrite and issue policies using established guidelines and protocols: Evaluate and approve applications based on predefined underwriting guidelines and protocols.

• Assist Insurance Agents with quoting and underwriting needs: Provide support to insurance agents in quoting and underwriting processes.

• Address questions about underwriting processes, decisions, policy interpretations, and coverages: Clarify and explain underwriting decisions, policy interpretations, and coverage details to clients and agents.

What are the requirements needed for this position?  
 

• High school diploma or GED.

• A minimum of 1 year of experience in Homeowners property and casualty insurance.

• Experienced assessing risk levels based on established guidelines and approved standard policies.

• Proficiency in underwriting and risk selection techniques for new and renewal insurance risks.

• Ability to respond to inquiries regarding underwriting processes, policy forms, coverages, and premium levels.

• Competence in using underwriting manuals and established authority levels to make independent decisions within guidelines.

• Proven ability to handle routine tasks and follow standard procedures.

• Proficiency with MS Outlook, Word, and Excel.

What other skills/experience would be helpful to have?  

• A minimum of 1 year of experience of Underwriting experience in Property & Casualty insurance.

• Ability to manage multiple priorities in a fast-paced, high-volume, team-oriented environment.

• Understanding of the Manufactured Housing property and casualty insurance industry is advantageous.

• Prior Underwriting Experience.

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Pay Range:

Any posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position.

Expected application deadline is

If date is blank then this is a pipeline requisition, and we will continue to collect applications on an ongoing basis.

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For U.S. benefit information, visit myassurantbenefits.com. For benefit information outside the U.S., please speak with your recruiter.

What’s the culture like at Assurant?
Our unique culture is a big reason why talented people choose Assurant. Named a Best/Great Place to Work in 13 countries and awarded the Fortune America’s Most Innovative Companies recognition in 2023, we bring together top talent around the world. Although we have a wide variety of skills and experiences, we share common characteristics that are uniquely Assurant. A passion for service. An ability to innovate in practical ways. And a willingness to take chances. We call our culture The Assurant Way.

Company Overview
Assurant is a leading global business services company that supports, protects, and connects major consumer purchases. A Fortune 500 company with a presence in 21 countries, Assurant supports the advancement of the connected world by partnering with the world’s leading brands to develop innovative solutions and deliver an enhanced customer experience through mobile device solutions, extended service contracts, vehicle protection services, renters insurance, lender-placed insurance products, and other specialty products.

Equal Opportunity Statement
Assurant is an Equal Employment Opportunity employer and does not use or consider race, color, religion, sex, national origin, age, disability, veteran status, sexual orientation, gender identity, or any other characteristic protected by federal, state, or local law in employment decisions.

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