Credit Risk Officer

Overview:

Treliant is a global consulting firm serving banks, mortgage originators and servicers, FinTechs, and other companies providing financial services. We are led by practitioners from the industry and the regulatory community who bring deep domain knowledge to help our clients drive business change and address the most pressing compliance, regulatory, and operational challenges.

We provide data-driven, technology-enabled advisory, implementation, and staffing solutions to the regulatory compliance, risk, financial crimes, and capital markets functions of our clients.

Founded in 2005, Treliant is headquartered in Washington, DC, with offices in New York, London, Belfast, Northern Ireland and Łódź, Poland. For more information visit www.treliant.com.

Treliant is committed to fostering a diverse, equitable and inclusive environment that values and embraces all races, religions, ages, abilities, genders, sexual orientations, ethnicities, languages, nationalities, political parties, socioeconomic groups and other characteristics that inform an individual's worldview, experiences and system of beliefs (“the principles”). We believe in championing every voice and ensuring everyone’s full potential.

We are seeking highly motivated Credit Risk Officers to address our clients’ commercial (largely, but not entirely, C&I) and consumer credit risk mitigation needs, including traditional credit/loan reviews, credit administration and policy reviews, and allowance for loan losses / CECL methodology reviews, among others.  These roles will conduct independent reviews and produce reports on policy and underwriting exceptions, the adequacy of credit quality and loan documentation, credit administration procedures, and compliance with established policies.

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Primary Location: Remote

Primary Location Salary Range: $75/hr - $150/hr

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• Perform comprehensive reviews of sampled new loans and modifications to identify potential credit risk weaknesses, policy or regulatory violations, servicing deficiencies, or other relevant trends. These reviews will include analyses of financial information and the credit facility to help form conclusions on the loans or modifications.
• Perform credit analyses, which will include analyses of financial statements and ratios, cash flow models, collateral, and underwriting decisions.
• Ensure individual loan transactions are adequately underwritten, properly graded, appropriately priced, and conform to client policies.
• Produce trend and portfolio management analyses and determine if additional analysis is needed.
• Clearly communicate (in a defined reporting format) exceptions, trends, concerns, and conclusions of the loan and modification reviews to clients.
• Write and present clear and concise reports to provide meaningful recommendations to clients.

• Minimum of four (4) years’ experience in a credit analyst, commercial lending assistant, loan officer, commercial credit officer, or credit review related position.
• Knowledge of current commercial and consumer banking laws and regulations, required loan documentation, and bank lending policies to manage the risks in clients’ loan portfolios.
• Strong interpersonal skills to successfully communicate (verbally and written), negotiate, and influence clients, from bank associates to executive management.
• Comfort working both independently as well as being a part of a broader team under the direction of an engagement lead.
• General computer skills with specific knowledge of Windows-based applications (i.e., Excel, Powerpoint, Word).
• Bachelor’s degree in Finance, Economics, or related field.
• MBA preferred.
• Job relevant certification (e.g. CPA, CRC, BAI Loan Review Certification) preferred.

Treliant offers a comprehensive, total rewards package that includes competitive compensation and a flexible benefit package that reflects our commitment to creating a diverse and supportive workplace.  In addition to a competitive base salary, candidate is eligible for incentive pay as well as a full range of health benefits, vacation plan, and 401k plan.

If you want to be part of a dynamic team of professionals, we invite you to join the team at Treliant.  We invest in people, and challenge you to advance your career while achieving your aspirations and goals.  Here at Treliant, we pride ourselves on our collaborative team culture, where we embrace diversity of thought and innovation.  If you strive for excellence and seek an inclusive environment apply on line www.treliant.com and follow us on LinkedIn. 

Treliant LLC is an Equal Opportunity Employer and does not discriminate on the basis of race, color, national origin, sex, sexual orientation, genetic information, religion, age, disability, or military status in employment or provision of services. When contacted for an interview, an applicant who requires special accommodations due to a disability should notify the office so that proper arrangements can be made.