Offer summary

Qualifications:

Bachelor's degree in finance, business, or related field preferred., Minimum of 3 years of underwriting experience with a focus on Non-QM loans., Strong knowledge of mortgage lending regulations and compliance., Proficiency in MLM (Meridian Link) and Microsoft Office Suite..

Key responsibilities:

Analyze loan applications and supporting documents for accuracy and compliance.

Evaluate borrower creditworthiness and assess loan viability.

Collaborate with internal teams to resolve discrepancies and communicate underwriting decisions.

Ensure adherence to regulatory requirements and assist in policy development.

Job description

Description

Analyze loan applications and supporting documentation for accuracy, completeness, and adherence to Non-QM guidelines.
Evaluate borrower creditworthiness and the viability of loan transactions, assessing factors such as income, assets, and property valuations.
Collaborate with loan officers, account managers, and other internal teams to resolve discrepancies and provide clear underwriting decisions.
Prepare detailed underwriting summaries and communicate findings to relevant stakeholders.
Ensure compliance with all regulatory requirements and company policies throughout the underwriting process.
Stay informed about industry trends, changes in regulations, and emerging Non-QM products.
Assist in developing and refining underwriting policies and procedures to improve efficiency and effectiveness.
Provide exceptional customer service and support to borrowers, lenders, and other partners.

Requirements

PST candidates preferred.
Bachelor’s degree in finance, business, or a related field preferred.
Minimum of 3 years of underwriting experience, with a strong focus on Non-QM loans.
Comprehensive knowledge of mortgage lending regulations and compliance requirements.
Excellent attention to detail and strong analytical skills.
Proficient in MLM (Meridian Link) and Microsoft Office Suite.
Ability to work independently and collaboratively in a fast-paced environment.
Strong communication skills, both written and verbal.

Required profile