Job description

AnnieMac Home Mortgage is Growing!

Looking to work for a company with a caring culture in a friendly atmosphere where company culture is a prioritywhere executive management has an open door policy?

Company Overview

Headquartered in Mount Laurel, New Jersey, AnnieMac Home Mortgage, a d/b/a of American Neighborhood Mortgage Acceptance Company, LLC has provided quality mortgage loan products to consumers nationwide. As a direct lender, AnnieMac Home Mortgage has access to the all of the best mortgage programs offered, such as home mortgages, jumbo mortgages, and refinance mortgages. Since all of our processing and underwriting completed in-house, consumers can not only expect a quick and efficient process but exceptional customer service positioning us as a leader in the mortgage lending industry.

AnnieMac Home Mortgage is looking to hire Full Time External Mortgage Loan Originators . Candidates should have experience directly related to the Mortgage Industry.

Under the direct supervision of the Branch Manager, the job responsibilities of the External Mortgage Loan Originator position include, but are not limited to, the following:

Take information from the borrower and fill out the loan application.

Develop relationships with referral partners such as realtors to generate new customers.

Analyze the prospective borrowers income and debt and pre-qualify the prospective borrower to determine the maximum mortgage that the prospective borrower can afford.

Counsel the prospective borrower in the home buying and financing process, advising the borrower about the different types of loan products available, and demonstrating how closing costs and monthly payments would vary under each product.

Collect financial information (tax returns, bank statements) and other related documents that are part of the application process;

Provide disclosures to the borrower, including truth in lending, good faith estimate, and others.

Counsel and advise the borrower in understanding and clearing credit problems.

Maintain regular contact with the borrower, realtors, and the lender, between application and closing to apprise them of the status of the application and to gather any additional information as needed.

Order legal documents.

Review HUDS prior to closing.

Qualifications

Must have appropriate state license or certificate (varies by state).

Must have a thorough knowledge of pricing and underwriting requirements of various mortgage insurance companies.

Must have a working knowledge of credit underwriting and property eligibility requirements for Client, FHLMC, FHA, VA, local bonding programs and private investors.

Must be familiar with local, state and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.)

Must have excellent communication skills and the ability to analyze financial information.

Must be a sales-oriented self-starter.

AnnieMac Home Mortgage is proud to be recognized as an accredited business by the Better Business Bureau. For three consecutive years, AnnieMac Home Mortgage was not only recognized as one of the Best Places to Work by the Philadelphia Business Journal but also recognized as one of the National Best and Brightest Companies to Work For. Most recently, AnnieMac Home Mortgage was also awarded Top Workplaces by philly.com, Best Places to Work in NJ by NJBIZ and Top Mortgage Lenders by the Scotsman Guide. We are not only honored to have received these awards but are proud to say that these awards were based on employee surveys, those who not only believe in our company, but enjoy working for AnnieMac Home Mortgage!

AnnieMac Home Mortgage participates in a private health care exchange allowing employees to choose from a variety of benefit options. AnnieMac Home Mortgage offers the following benefits:

Medical, Dental and Vision Insurance (several plan options)

401k

Long Term and Short Term disability

Hospital Indemnity

Accident Insurance

Telemedicine

HSA Account (with HSA eligible medical plan only)

Life Insurance

Identity Theft Protection plan