Job description

Mortgage Closer/Post-Closer - Mortgage Department (Main Branch)

Location:

1500 NW 107th Avenue, Miami, FL, 33172

Pay

Starting at $20.00 per hour

Summary

The position entails all administrative functions in the closing, post-closing and servicing of First and Second Mortgage loans. The position involves working with Borrowers, department staff and all third parties to meet timelines, service standards, production goals and accuracy in loan quality and documentation, while adhering to internal policies and regulatory guidelines.

Duties & Responsibilities

Assist in the Closing, Funding, and Post-Closing of Mortgage and Home Equity Loan requests in accordance with DCFCU policies and procedures, secondary market and regulatory guidelines.
Prepare closing package timely and accurately, coordinating with all parties.
Assure all loan information and documentation is complete and accurate.
Ensure all processes and documentation are complete prior to funding.
Post-closing tasks performed for audit and service verification including satisfying all internal practices and account opening procedures and packaging of loans for secondary market and service requirements.
Prepare and maintain reports for tracking and servicing requirements.
Review and analyze mortgages for HMDA and 1098 compliance.
Assist staff and Borrowers with servicing, insurances, and payoff requests.
Contact potential applicants explaining the products offered clearly and concisely, providing the member with appropriate product information and documentation.
Responding and resolving member’s requests regarding new inquiries and existing mortgage files.
Assist Mortgage Advisors, Mortgage Processors, and Mortgage team as needed.
Additional administrative tasks as assigned.

Requirements

Must possess excellent organizational and time management skills.
Ability to work under pressure and time constraints while still performing tasks efficiently.
Experience in Mortgage/Lending Administrative duties a plus.
Excellent oral and written communication skills required.
Ability to handle large case load.
Must be proficient in Word/Excel applications.
Excellent service, interpersonal and team skills a must.
Minimum high school diploma, Bachelor’s Degree a plus.
1 year administrative or Mortgage/Lending experience preferred or combination of experience, education and training.
Required SAFE ACT NMLS Registry active and in good standing or ability to obtain registration upon commencement of employment.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status.