Associate Underwriter

Job Description

What You’ll Do 

• Manage a Book of Business with up to 75,000 members and representing up to $225,000,000 in premium or premium equivalent under the guidance of an assigned experienced underwriting consultant or above.

• Meet or exceed Business Segment revenue, margin, membership, and persistency goals.

• Has the authority to make decisions/recommendations within the scope of authority stipulated by Underwriting Management and departmental policies.  

• Evaluate underwriting risk and determine premium rates for fully insured contracts and recommend funding rates for Administrative Services Only (ASO) contracts.

• Proactively make recommendations regarding benefit plan design to internal customers.

• Observe final rate negotiations and presentations with clients.

What You Bring

• Bachelor's degree or advanced degree (where required)

• 0-2 years of experience in related field.

• In lieu of degree, 3+ years of experience in related field.

Bonus Points

• Candidates should demonstrate strong skills in performing calculations involving basic arithmetic operations and percentages.

• Possess the ability to interpret complex data sets, analyze trends, and derive meaningful insights.

• Ability to evaluate potential risks and determine appropriate premium rates.

• Strong verbal and written communication skills for interacting with clients and team members.

• Critical thinking and problem-solving abilities to assess and mitigate risks.

What You’ll Get

• The opportunity to work at the cutting edge of health care delivery with a team that’s deeply invested in the community.

• Work-life balance, flexibility, and the autonomy to do great work.

• Medical, dental, and vision coverage along with numerous health and wellness programs.

• Parental leave and support plus adoption and surrogacy assistance.

• Career development programs and tuition reimbursement for continued education.

• 401k match including an annual company contribution 

Salary Range

At Blue Cross NC, we take great pride in a fair and equitable compensation package that reflects market-price and our starting salaries are typically planned near the middle of the range listed. Compensation decisions are driven by factors including experience and training, specialized skill sets,  licensure and certifications and other business and organizational needs. Our base salary is part of a robust Total Rewards package that includes an Annual Incentive Bonus*, 401(k) with employer match, Paid Time Off (PTO), and competitive health benefits and wellness programs. 

*Based on annual corporate goal achievement and individual performance.
 

Skills