Offer summary

Qualifications:

5+ years of habitational underwriting or insurance experience., Strong knowledge of habitational insurance products, coverages, and principles., Bachelor's degree or equivalent education/experience preferred., Excellent verbal and written communication skills..

Key responsibilities:

Quote and release new light nonadmitted business based on algorithm referrals or policy change requests.

Analyze and approve requested policy changes ensuring compliance with guidelines and regulations.

Maintain familiarity with E&S state insurance regulations and ISO rules within the assigned territory.

Support marketing efforts and complete special projects as needed.

Job description

At Honeycomb, we're not just building technology , we’re reshaping the future of insurance.

In 2025, Honeycomb was ranked by Newsweek as one of “America’s Greatest Startup Workplaces,” and Calcalist named it as a “Top 50 Israel startup.”

How did we earn these honors?

Honeycomb is a rapidly growing global startup, generously backed by top-tier investors and powered by an exceptional team of thinkers, builders, and problem-solvers. Dual-headquartered in Chicago and Tel Aviv (R&D center), and with 5 offices across the U.S., we are reinventing the commercial real estate insurance industry, an industry long overdue for disruption. Just as importantly, we ensure every employee feels deeply connected to our mission and one another.

With over $55B in insured assets, Honeycomb operates across 18 major states, covering 60% of the U.S. population and increasing its coverage.

If you’re looking for a place where innovation is celebrated, culture actually means something, and smart people challenge you to be better every day - Honeycomb might be exactly what you’ve been looking for.

Senior Specialty Underwriter, California

What You’ll Do

Next-generation risk assessment – deinvesting away from binary underwriting and revisioning risk selection utilizing mega data, AI and curiosity. Modernized underwriting using cutting edge technology to more accurately and quickly assess risk, price and bespoke coverage/terms to profitably grow and manage a book of business. Honeycomb offers an environment of personal and career growth to achieve your best self through mentorship, engaging project assignments, personalized training and develop, and internal and exterior exposure opportunities to expand your network and sphere of influence.

Playing a pivotal role in establishing and shaping our presence in the light-nondamitted market.
Quote and release new light nonadmitted business that has been either referred from underwriting algorithm or seeking changes that exceed user authority thresholds
Analyze and approve requested policy changes, ensuring compliance with underwriting guidelines and regulatory requirements.
Maintain familiarity and compliance with E&S state insurance regulations and ISO rules for all states within assigned underwriting territory
Maintain open, transparent and supportive communications with team members and interdivisional partners
Monitor E&S portfolio composition via reports, audits and inspections
Support marketing functions and efforts to build and promote Honeycomb
Complete special projects and assignments
Some travel as deemed necessary <10%

Basic Requirements

5+ years of Habitational underwriting/insurance experience
Strong knowledge of habitational insurance products, coverages, and underwriting principles.
Bachelor’s degree or equivalent education/experience preferred
Retail agency relationship preferred
Curiosity, hardworking, self-accountable, positive attitude, humble and fun
Have an opinion, share your opinion and be open to other opinions
Passion to obtain, retain and employ knowledge – as well as share knowledge
Excellent verbal and written communication skills
Strong analytical skills and attention to detail
Candidate must be located in California with a working understanding of the California insurance landscape