Offer summary

Qualifications:

ACA, ACCA, or CIMA qualified with over 10 years of senior finance experience., At least 5 years in a CFO or Finance Director role within fintech, payments, or issuing sectors., Deep understanding of Mastercard and Visa scheme operations, settlement, and fee structures., Experience in prepaid cards, e-money issuing, or card programme management..

Key responsibilities:

Lead core financial functions including FP&A, budgeting, and cash flow management.

Own all regulatory reporting and ensure compliance with UK and international regulations.

Oversee scheme relationships with Mastercard and Visa, including economic modelling and fee optimisation.

Support the business prepaid and issuing operations with financial governance and controls.

Job description

Job Title: Chief Financial Officer (CFO)
Location: Remote must be based in the UK
Salary: Up to £175,000 base + equity

Company Overview

We are partnered with a high-growth fintech business that delivers payment and financial infrastructure solutions to the travel and mobility industry. The platform supports digital disbursements and prepaid card issuing across multiple markets and operates under Mastercard and Visa scheme memberships. The company is backed by institutional investors, has rapidly scaled across global markets, and is now strengthening its leadership team to support the next phase of growth.

Role Summary

As CFO, you will take ownership of all financial operations, with a strong focus on regulatory reporting, card scheme compliance, and strategic financial planning. This is a key leadership role suited to someone with deep experience in payments, issuing, and prepaid card programmes.

Key Responsibilities

Lead core financial functions including FP&A, budgeting, cash flow management, and forecasting
Own all regulatory reporting and ensure full compliance with UK and international financial regulations
Oversee Mastercard and Visa scheme relationships, including economic modelling and fee optimisation
Support the business prepaid and issuing operations with strong financial governance and controls
Manage the audit process, investor reporting, and due diligence as the company scales
Contribute to long-term strategy, funding plans, and equity structuring in collaboration with the CEO and board
Build and lead a lean, high-performing finance function aligned with company growth

Ideal Candidate Profile

Experience & Expertise

ACA, ACCA, or CIMA qualified with 10+ years of senior finance experience
5+ years in a CFO or Finance Director role within fintech, payments, or issuing
Deep familiarity with Mastercard/Visa scheme operations, settlement, and fee structures
Experience in prepaid cards, e-money issuing, or card programme management
Strong regulatory reporting knowledge FCA, EMI, safeguarding, reconciliations
Proven experience in supporting scale-ups through Series A/B+ funding stages

Skills & Qualifications

Commercially strategic and detail-oriented
Strong leadership and board-level communication skills
Able to operate autonomously in a high-growth, remote-first environment
Fluent in financial modelling, reporting systems, and risk controls
Must be UK-based with full working rights

What You'll Get

Competitive salary up to £175,000 base
Generous equity package
UK-remote role with flexible working arrangements
Influence over company-wide financial and strategic decisions
Key leadership role in a fast-scaling, investor-backed fintech
Opportunity to shape financial operations in a regulated, tech-driven sector

Required profile