Mortgage Closer (India)

Remote: 
Full Remote
Contract: 
Work from: 

Offer summary

Qualifications:

3+ years of relevant experience in the mortgage industry, Knowledge of mortgage concepts, practices, and documentation, Experience with Encompass and LendingPad is a plus, Ability to thrive in a fast-paced environment and work independently or in a team..

Key responsibilities:

  • Assemble, prepare, and review documents for loan closings while ensuring compliance with regulations
  • Prepare and monitor Closing Disclosures in Encompass according to TRID guidelines
  • Ensure accuracy of closing documents including borrower details and loan information
  • Analyze compliance reports to maintain operational standards.

Homeward logo
Homeward Real Estate Management & Development Scaleup https://www.homeward.com/
201 - 500 Employees
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Job description

About Homeward

Homeward aims to take the “what ifs” out of homebuying by creating financial products that buyers and sellers use to get certainty and convenience in the real estate market. We’re a fast-paced, remote-first, real estate start-up that partners with agents to offer innovative products and services, helping clients buy with cash, sell with certainty, and time their move — no matter the market. We offer bundled services across offers, Mortgage, and Title, making buying a home more seamless. 

Founder and CEO Tim Heyl, a 10-year industry veteran and owner of one of the fastest-growing agent teams in the country, started Homeward in 2018. In fact, he bought our first customer’s home with his own life savings. Today we offer four services -- Buy with Cash, Buy Before You Sell, Sell Before You List, and Backed by Cash, in the 7 states we serve -- Texas, Georgia, Florida, Colorado, Arizona, Oregon, and Washington.

As a remote company, we anchor to our three core values as a collective way to care for each other, represent our work, and reinforce our mission to make homebuying more accessible for all. Those are: The Golden Rule, One Team One Dream, and Calm Focus. Hear from our employees about what our values mean to them

Our Values

THE GOLDEN RULE

Whether we’re dealing with colleagues or customers, we follow The Golden Rule, treating others the way we want to be treated. It’s a simple rule, but it’s also significant: we don’t prioritize money or growth over people, and we practice empathy at every opportunity.

CALM FOCUS

We work in tech and build solutions for real estate. Both are fast-paced and stressful industries. So it’s important that  we focus on the larger objective rather than rushing from one task to the next. If something is out of scope, we say “No.” If something feels rushed, we pump the brakes. This calm focus helps us create solutions our customers love.

ONE TEAM, ONE DREAM

Big problems require big solutions. We look at our customers’ experience holistically, and recognize that solving them requires collaboration across teams. This approach extends to cooperation among our three affiliate companies — Homeward, Homeward Mortgage and Homeward Title — and produces  a more integrated homebuying experience.

About the opportunity

The Homeward Mortgage Team is responsible for conducting the financial review and approval of every customer that works with Homeward. We’re focused on bringing financial innovations to life and delivering a seamlessly integrated mortgage experience. We are the newest team at Homeward and are looking for subject matter experts and business people with an entrepreneur's mindset and ability to get stuff done.

As part of the team, you’ll be ensuring that Homeward’s customers move quickly and efficiently through the mortgage transaction ensuring all important dates are met. Your role is to deliver a seamless approval and closing experience to every Homeward customer. This position will challenge your ability to manage complex operational processes while working cross-functionally with other teams including product, engineering, and customer experience among others.

In this role you will

  • Responsible for assembling, preparing, and reviewing/verifying documents for a loan closing while ensuring all applicable state, federal, and regulatory requirements are met
  • Prepare Closing Disclosures (Initial & Revised) in Encompass and complete an accurate and compliant Closing Disclosure to be provided to the borrower within the TRID timing guideline requirements.
  • Monitor the borrower’s receipt of the Closing Disclosure
  • Ensure accuracy of documents sent to closing, including but not limited to borrower
  • names, rate, term and loan type, first payment date and escrow information.
  • Analyze and interpret compliance reports (MAVENT)

What you’ll bring

  • Knowledge of mortgage industry concepts, practices, procedures, and mortgage loan documentation. (3+ years of relevant prior experience preferred).
  • Encompass experience is a plus
  • LendingPad experience is a plus
  • Ability to thrive in a fast-paced, high production environment
  • The drive to build something new
  • Ability to work well in a team as well as independently

About Homeward

Buying a home should be an exciting milestone. But all too often, it’s stressful, especially in a competitive market or when you’re buying and selling at the same time. So we’ve redesigned the homebuying experience. We’re a fast-paced real estate startup that empowers agents to help homebuyers and sellers in a variety of markets to buy with cash, sell with certainty, or just make it all much more convenient. We offer bundled services across offers, Mortgage, and Title, all in an effort to make homebuying more seamless. 

Founder and CEO Tim Heyl, a 10-year industry veteran and owner of one of the fastest-growing agent teams in the country, started Homeward in 2018. In fact, he bought our first customer’s home with his own life savings. Today we offer four services -- Buy with Cash, Buy Before You Sell, Sell Before You List, and Backed by Cash, in the 7 states we serve -- Texas, Georgia, Florida, Colorado, Arizona, Oregon, and Washington.

We’ve raised more than $160MM in equity capital from top-tier venture investors, including Norwest, Blackstone, Adams Street, Javelin, LiveOak, and Breyer Capital. Our leadership team includes experts from the real estate, mortgage, and technology industries.

Value-Driven Employee Experience

THE GOLDEN RULE. It’s simple: Treat others the way we want to be treated. Whether we’re dealing with colleagues or customers, we don’t prioritize money or growth over people, and we practice empathy at every opportunity.

CALM FOCUS. We work in tech and build solutions for real estate. Both are fast-paced and stressful industries. But by focusing on the larger objective rather than rushing from one task to the next, we can create solutions our customers love.

ONE TEAM, ONE DREAM. Big problems require big solutions. We look at our customers’ experiences holistically and recognize that solving them requires collaboration across teams and our three affiliate companies — Homeward, Homeward Mortgage and Homeward Title. 

Required profile

Experience

Industry :
Real Estate Management & Development
Spoken language(s):
English
Check out the description to know which languages are mandatory.

Other Skills

  • Teamwork
  • Adaptability
  • Problem Solving

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