Offer summary

Qualifications:

8+ years of experience in Statistics, Economics, Engineering, or a quantitative field., Hands-on expertise in consumer credit risk and strategy optimization., Proficiency in advanced statistical modeling techniques such as decision trees and regression., Strong analytical skills with the ability to interpret macro-economic data and competitive benchmarks..

Key responsibilities:

Lead the development and management of credit risk strategies aligned with profitability and risk tolerance.

Evaluate credit loss assumptions for various scenarios and recommend strategy changes.

Collaborate with credit strategy teams to assess and mitigate credit risk concerns.

Report findings and present analytic results to senior management and governance committees.

Job description

Tiger Analytics is pioneering what AI and analytics can do to solve some of the toughest problems faced by organizations globally. We develop bespoke solutions powered by data and technology for several Fortune 100 companies. We have offices in multiple cities across the US, UK, India, and Singapore, and a substantial remote global workforce. Our business value and leadership has been recognized by various market research firms, including Forrester and Gartner.

We are seeking an experienced Credit Risk Strategy Specialist to lead the development and management of credit risk strategies, ensuring alignment with enterprise profitability and risk tolerance. The ideal candidate will have hands-on expertise in consumer credit risk, strategy optimization, and advanced statistical modeling techniques.

Requirements

Hands on experience with credit risk/strategies
Develops, manages, and maintains reporting and oversight of consumer credit risk appetite, tolerance, and thresholds. This includes the awareness of consumer credit strategies and the implications of changes in strategy to the profitability of the enterprise.
Evaluate credit loss assumptions for benign and stress case scenarios used for strategy development.
Gathers and analyzes macro-economic data, competitive benchmarking data and determines impacts to ongoing portfolio performance and recommend credit strategy changes as appropriate.
Uses statistical techniques such as decision trees, regression and other advanced predictive modeling, A/B testing to optimize credit risk.
Develops, implements, and maintains processes for targeted review of credit strategies across all consumer lending products, including performing a risk assessment on the overall portfolio. Collaborates with credit strategy teams to mitigate any identified credit risk concerns. Reports finding through the appropriate, established governance processes.
Interacts with business partners, senior management, governance committees, and regulators to present (both orally and written) analytic findings and portfolio-risk ranking processes in a clear, complete, and concise manner.
Implements and maintains independent credit risk portfolio reporting across all consumer lending products.
8+ years of experience in Statistics, Economics, Engineering, quantitative field, equivalent internship, or research experience.

Benefits

Significant career development opportunities exist as the company grows. The position offers a unique opportunity to be part of a small, fast-growing, challenging and entrepreneurial environment, with a high degree of individual responsibility.

Required profile