Offer summary

Qualifications:

High school diploma or GED is required., 2+ years of experience in underwriting or processing is required., Strong understanding of agency and non-agency guidelines is desired., Experience with Encompass and Automated Underwriting Systems is preferred..

Key responsibilities:

Review and analyze requests from the closing department to make informed decisions.

Conduct compliance reviews of loan files for various lending guidelines.

Communicate effectively with internal and external stakeholders to resolve issues.

Assist with underwriting support tasks to ensure timely loan processing and closing.

Job description

Job Description

Job Summary

This role is essential in providing support to the underwriting and closing department by reviewing and completing requests, including reviewing credit packages. You are also responsible for reviewing and signing off on conditions and resolving underwriting issues, all while ensuring clear communication with various internal and external stakeholders; ensuring the loans are closing in a timely manner.

Duties/Responsibilities

Reasonable accommodations may be made to enable individuals with disabilities to perform these essential functions.

Review requests from the closing department and analyze documentation provided to render an informed decision.
Conduct review of loan files, ensuring compliance with conventional, FHA, VA, Jumbo, and Non-QM guidelines.
Troubleshoot and resolve issues related to AUS, including DU, LPA, and other applicable systems.
Review and sign off on conditions, ensuring accuracy and compliance with all lending requirements.
Effectively communicate with underwriters, closers, account executives, account managers, brokers, and other parties to resolve any issues or discrepancies in a timely manner.
Assist with various underwriting support tasks as needed, providing solutions and guidance to ensure smooth processing and closing of loans.
Maintain up-to-date knowledge of lending regulations, industry changes, and underwriting guidelines.
Crosstrain on other operational duties as back up is needed
Assist with closing underwriting conditions make sure font is same
Assist with post-closing conditions and rebuttals with the investors
Assist with loan scenarios with sales

Required Skills/Abilities

Ability to work independently, multitask and prioritize meeting deadlines.
You are able to meet critical deadlines in a dynamic, rapidly changing environment.
You have a professional demeanor and strong work ethic.
Strong written/verbal communication skills.
Unwavering attention to detail.
Provide exemplary service in all client interactions and communications; always uphold the ResiCentral service standards and exercise good judgment.

Physical Requirements

Prolonged periods sitting at a desk and working on a computer.

Education and Experience

2+ years of prior experience in underwriting or processing is required.
Experience with Encompass, Automated Underwriting System, and various underwriting tools
A strong understanding of agency and non-agency guidelines is desired.
Experience troubleshooting and resolving AUS issues (DU, LPA, etc.) is desired.
A background in conventional and non-conventional underwriting, including FHA, VA, Jumbo, and Non-QM loans is desired.
High school diploma or GED is required

Other Duties

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.

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