Offer summary

Qualifications:

Bachelor's degree in Business, Finance, or a related field., 3-5 years of experience in credit analysis or loan review, preferably in banking., Advanced credit analysis skills with formal credit training preferred., Excellent interpersonal, verbal, and written communication skills..

Key responsabilities:

Underwrite, analyze, and close commercial loans in collaboration with the relationship manager.

Monitor the credit quality of the assigned portfolio and manage delinquencies and collateral exceptions.

Maintain strong client relationships and work closely with the deal team.

Mentor and train junior team members while staying updated on market trends.

Job description

Position Title

Portfolio Manager I

Location

Work From Home CA, CA 94203

Job Summary

A Portfolio Manager must be an analytical, organized, team-focused individual with good verbal and written communication skills. This individual will be
responsible for completing an in-depth analysis of commercial loan requests, as well as making recommendations based on such analysis. Portfolio Manager
work in a team environment as a key player within the relationship deal team. Primary responsibilities include underwriting, monitoring and maintaining the credit

Pay Range: $73,626 - $95,714 - $ 117,801

quality of a loan portfolio as well as managing the loan closing process. Portfolio Managers maintain strong working relationships, variant on experience level, with the clients, deal team, credit team and other internal partners.

Pay Range: Local Minimum Wage - $0.00 - $0.00

Job Responsibilities:

Underwrite, Analyze and Close Loans: Working with the relationship manager, take a lead role in the structuring, underwriting and analysis of commercial loan requests. Prepare credit approval packages, present recommendations to the credit team/senior management, and close complex commercial loans.
Portfolio Management: Responsible for monitoring the credit quality of the assigned portfolio by periodically evaluating financial trends, covenant compliance and borrowing bases, including the preparation of annual (or more frequent) reviews. In addition, responsible for managing delinquencies and collateral exceptions.
Relationship Management: Highly visible role in managing the client relationship along with the deal team.
Training: Mentor, train and develop junior team members.
Maintaining Knowledge: Knowledgeable about the various commercial products available to clients as well as general market/industry trend

Required Qualifications:

Bachelors degree in Business, Finance or related field
3-5 years of experience, may include less experience per management evaluation if individuals demonstrated the ability or met requirements of the portfolio manager position
Handles transactions/relationships/portfolio with the lowest level of complexity
Must possess highly advanced credit analysis skills (prefer a candidate with formal credit training)
Demonstrated knowledge of financial statement analysis · Excellent interpersonal and verbal and written communication skills
Excels in a team environment · Ability to effectively interact with all levels of leadership and employees within the organization
Ability to work autonomously, handle multiple projects simultaneously and adapt to new demands and challenges
Familiarity with nCino, Credit Lens, AFS is a plus
Credit Analysis or Loan Review experience, preferably in the banking industry