Offer summary

Qualifications:

Minimum of 2 years of experience in underwriting, Strong understanding of underwriting processes and regulatory requirements, Excellent analytical, problem-solving, and communication skills, Fluency in English and Romanian..

Key responsabilities:

Analyze new business applications to assess risk factors for customer onboarding

Review and evaluate e-commerce merchant applications for compliance

Assess merchant’s financial position and set collateral to mitigate risk

Collaborate with internal teams to streamline underwriting processes.

Job description

We are looking for Underwriting Analyst to work in our Risk Services department.

If You Have

A minimum of 2 years of experience in the underwriting area
Strong understanding of underwriting processes, guidelines, regulatory and Card Schemes requirements
Excellent analytical and problem-solving skills
Strong organizational and prioritization skills
Excellent communication and interpersonal skills
Fluent in English and Romanian

Your Daily Duties Will Be

Analyzing new business applications to assess risk factors and ensure customer onboarding in accordance to Zen’s policies and procedures
Reviewing and evaluating e- commerce merchant applications to ensure adherence to Card Scheme requirements
Evaluating the goods and services offered by the merchant, its online presence and reputation
Evaluating business models and propose criteria and underwriting flow for new verticals based on industries best practices
Assessing merchant’s financial position
Setting merchant’s collateral to mitigate financial risk in accordance to the customer’s risk factors
Maintaining current knowledge of industry regulations, standards and best practices
Reviewing applications and working with customers to gather additional information / documentation if needed
Researching claims history to determine whether claims were filed in the past or if there are any indications of fraudulent activity
Collaborating with internal teams to streamline underwriting processes

We Offer

Future career opportunities with international exposure
A supportive and diverse environment that allows our employees to thrive and learn
Flexible working hours
Private medical healthcare
Motivizer card
Internal and external trainings

Required profile