College diploma preferred, 3 years’ experience in a financial institution with customer contact and negotiation, Effective communication and negotiation skills, Analytical skills with the ability to analyze financial statements..
Key responsabilities:
Analyze and evaluate risk on credit applications for vehicle financing and leasing.
Communicate with dealerships to negotiate terms on complex credit applications.
Provide support to dealers and Business Development Managers on credit programs and policies.
Ensure credit applications meet all requirements according to credit policies.
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As the captive finance company of the Audi, Ducati and Volkswagen brands in Canada, Volkswagen Financial Services offers a wide range of leasing, retail financing and protection plans expertly tailored to meet the needs of our Customers. Additionally, we provide commercial financing products to Audi, Ducati and Volkswagen Dealers.
En tant que société financière captive des marques Audi, Ducati et Volkswagen au Canada, Volkswagen Financial Services offre une vaste gamme de plans de crédit-bail, de financement au détail et de protection adaptés aux besoins de nos clients. De plus, nous offrons des produits de financement commercial aux concessionnaires Audi, Ducati et Volkswagen.
Volkswagen Financial Services, a wholly-owned subsidiary of Volkswagen Group, is the trusted key to mobility for its brand partners. We are committed to supporting the Audi, Ducati, and Volkswagen brands and their Dealers, specializing in providing accessible mobility solutions for its Customers. The company’s offerings include Retail Leasing, Retail Financing, Commercial Financing for new and used vehicles, and End-of-Term vehicle disposition.
Role Summary
The Credit Analyst is responsible to analyze, evaluate risk and provide decisions on credit applications for the financing and leasing of vehicles received through the dealer network.
Key Responsibilities
Validate information, asses risk and make decisions on credit applications according to credit policies
Communicate with dealerships and Business Development Managers to negotiate terms and conditions on complex credit applications to support business needs and ensure acceptable risk level.
Provide ongoing support to dealers’ network and Business Development Managers on credit programs and policies to ensure credit applications meet all the requirements.
Formal education
College diploma preferred
Experience
3 years’ experience in a financial institution in a role with customer contact and negotiation.
Competencies
Effective communication skills, both oral and written
Negotiation skills
Attention to details
Analytical skills
Able to analyze financial statements
Certified Canadian credit professional is an asset
Work schedule
Rotation schedules (Monday to Saturday between 8:00 am to 9:00 pm EST)
Please note that the hours are subject to change based on business needs
Volkswagen Financial Services is committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, family status, gender identity, gender expression, national origin, age, disability or any other characteristic protected by federal, or local laws. Volkswagen Financial Services is committed to accommodating applicants and employees with disabilities. Should you require an accommodation during the recruitment and selection process please advise in advance.
Required profile
Experience
Spoken language(s):
English
Check out the description to know which languages are mandatory.