Analyst KYC / TBM (f/m/d)

We are seeking dedicated professionals to join our KYC/TBM team. The role involves working with German private clients, assisting with their onboarding, managing regular reviews and event-driven reviews. One part of the team will be centred in transaction behaviour monitoring on alert basis. The person in question must have good command of the German language.

You will conduct KYC processes for German private clients during their entire lifecycle. Analyse and monitor client transaction behaviour to ensure compliance with regulations. Collaborate effectively within a dynamic and detail-oriented team in Barcelona and with senior colleagues in Germany. You will be in touch with various internal teams such as AFC, Relationship Managers, and further stakeholders in Germany. You will be conducting due diligence on banking clients to assess potential financial risk. This includes the review and verification of these client’s identification and documentation. Monitor and investigate suspicious transactions to prevent money laundering and other prohibited activities. You will help to be responsible to ensure compliance with AML and KYC regulations and policies. Over time you will also help to streamline and improve the involved processes.

What we will offer you

• Training and development to help you excel in your career at DB.
• Hybrid Working to help balance your personal priorities.
• A culture of continuous learning to aid progression and growth.
• A flexible benefits package that you can tailor to suit your needs.

Key Responsibilities

• Assess payment transactions against the client's KYC profile and preparation of internal suspected money laundering reports.
• Collaborate with Regular Reviews (RR) and Event Driven Reviews (EDR) as well as the New Client Adoption (NCA) process.
• Ensure compliance with AML and KYC regulations and policies.
• Make business approval to accept customers and make decisions to continue customer relationships, in collaboration with Operations and Business Line AFC PB.
• Contribute in process improvements related to KYC/TBM.

Your skills and experiences

• Team player with a positive attitude.
• Completed banking academic degree, completed studies or comparable qualification is desirable.  
• Excellent problem-solving abilities, attention to detail and a high commitment to regulatory topics.
• Experience in KYC or financial compliance is preferred.
• Fluency in German (min. B2) is a must.

Well-being & Benefits

A healthy, engaged and well-supported workforce are better equipped to do their best work and, more importantly, enjoy their lives inside and outside the workplace. That’s why we are committed to providing an environment with your development and wellbeing at its centre.

• Emotionally and mentally balanced: We support you in dealing with life crises, maintaining stability through illness, and maintaining good mental health. Benefit from initiatives such as counseling and support in difficult life situations and a culture where you can openly speak about mental health.
• Physically thriving: We support you managing your physical health by taking appropriate preventive measures and providing a workplace that helps you thrive. For example, discount in gyms, annual medical check up's, standing desks, ...
• Socially connected: We strongly believe in collaboration, inclusion and feeling connected to open up new perspectives and strengthen our self confidence and well being. Benefits vary from different types of paid and unpaid leave, hybrid model of remote working (for some positions …)
• Financially secure: We support you to meet personal financial goals during your active career and for the future. Benefit from meal allowance, pension contribution plans, banking services for employees, flex compensation program...