Director, Credit Policy Governance & Strategy

At FNBO, our employees are the heart of our story—and we’re committed to their success! Please see below the details of this career opportunity and how it fits into our organization’s success.

We believe in a Modern, Flexible Workplace, and we are continuously exploring advancements in technology and office environments to make it easier to work from anywhere at any time, allowing for more flexibility in where and how you work. We know that choice and flexibility are important to you. We also recognize that flexible and remote positions can become opportunities for military partners, caregivers, and individuals with disabilities to thrive at our company. We invite you to consider what a Modern, Flexible Workplace can mean for you!

It is anticipated that an incumbent in this role will work onsite for three (3) or more days a week and will have a dedicated workspace when working onsite. Work location is subject to change based on business needs.The Director, Credit Policy Governance and Strategy is responsible for evolving FNNI’s Credit Policy and Strategy based on business needs and for the implementation and monitoring of controls to ensure adherence to the FNNI Credit Risk Policy and Strategy, Risk Rating Policy, lending authorities, tools, and templates. This individual uses data and advocates for data availability, when necessary, to analyze trends, policy exceptions, and other relevant dynamics, and engages accountable parties to change practices or policies.

The Director, Credit Policy and Strategy role is a self-starter who can plan and execute on strategic initiatives and is able to influence all levels of the organization to adopt new ideas and new ways of solving problems. This individual contributor will manage complex projects for the enterprise, working closely with senior management to determine strategic direction.

About This Role:

 

•             Ensure credit concentrations, policies, and lending authorities are current, communicated, understood, adhered to, and easily accessible to key stakeholders.

•             Develop governance processes, controls, and monitoring tools to identify and manage key risks.

•             Act as CPAC/CPC Secretary; Collaborate with Credit Leadership team to coordinate CPC agenda and presentation materials.

•             Proactively analyze policy and strategy trends and engage key stakeholders in mitigating identified risks.

•             Collaborate with Loan Review, SMEs, and the business to ensure remediation of Loan Review findings related to policy exceptions, concentrations, and other governance issues identified.

•             Create consistent governance framework for all Credit documentation via Procedure Library. Ensure predictable maintenance process, training, and accountability.

The Ideal Candidate for This Role:

 

Key Skills:

• Knowledge of consumer and/or business credit risk management
• Highly analytical and capable to work large amount of data to identify trends and communicate them effectively to different audiences across the organization
• Ability to work in large and medium sized project teams, as self-directed contributor with a proven track record of being detail orientated, innovative, creative, and strategic
• Excellent communicator able to convey complex information in an understandable, compelling, and persuasive manner to senior executives
• Strong aptitude for technical concepts and ideas

Minimum Qualifications:

Required:

• Bachelor’s Degree required.
• 7+ years of experience in credit management or another highly analytical business function
• Regulatory experience (OCC, FDIC) and/or Loan Review and/or Audit experience highly desired
• Must have banking experience
• Must have commercial credit experience

Compensation:

 

Compensation range (base pay): $93,977.00-$159,762.00

Final compensation offer to candidate may vary from posted hiring range based upon work experience, education, and/or skill level.

Benefits Overview:

We offer a variety of benefits designed to keep you and your family physically and financially healthy. Not only do we offer a competitive salary and work-life balance, we offer benefits to match your needs:

• Medical, Dental, Vision Insurance

• 401k, With Matching Contributions

• Time Off Programs

• Health Savings Account (HSA)/Dependent Care

• Employee Banking

• Growth Opportunities

• Tuition Assistance

• Short-Term/Long-Term Disability Insurance

Learn more about FNBO benefits here: https://www.fnbo.com/careers/benefits/.

For additional information regarding compensation and benefits, e-mail FNBO at TAGAdmin@fnni.com. To ensure you receive a response, include the number of this job (listed below) in the subject line of your message.

Job number: R-20240972

Equity, Diversity, & Inclusion:

FNBO is committed to belonging, inclusion, diversity and equity. We are committed to intentionally and proactively creating pathways to success for historically underrepresented populations. To accomplish this,  we foster a culture of belonging and inclusion so that every employee is valued, and has opportunity and the ability to make an impact.  FNBO strives to reflect the diversity of the communities we serve in the makeup of our workforce.

See the full FNBO Equity, Diversity, & Inclusion Statement here

All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, or disability status.

Click here to download 'EEO is The Law' Self-Print Poster

Click here to download 'EEO is The Law' Supplement for Federal Contractors

Click here to download 'EEO is The Law' GINA Supplement

FNBO is an Equal Opportunity/Affirmative Action/Veterans/Disability Employer - Member FDIC

FNBO follows federal law regarding the use of marijuana (this applies to all non-California applicants)

Application Deadline:

All our jobs will be posted for a minimum of 5 calendar days.  Job postings may come down prior to 5 calendar days based on volume of applicants.