Description
AmeriSave Mortgage has set the standard in online mortgage lending with over $130 billion in funded loan volume. As one of the top-rated, largest privately-owned online mortgage lenders in the nation, our mission is to deliver beneficial, responsible home lending solutions with unwavering integrity, dedication and excellence.
Our employees are the driving force behind our success. We believe in the power of a dynamic and talented workforce and creating an environment where your contributions are not just recognized, they’re celebrated. Your success is our success, and we are seeking skilled professionals who are ready to bring their A-game, exceed benchmarks and enhance the overall excellence of AmeriSave, while also growing and advancing their careers.
At AmeriSave, we're one team with one shared dream - to be the best. Let’s redefine excellence together!
What we’re looking for:
The Capital Markets Analyst will be responsible for assisting in the day-to-day confirmation of all trading activity both inside TradeWeb, and out while accurately logging each transaction in the system of record. The Analyst will assist in all methods of loan sales from commitment to delivery, to purchase. The Analyst will also assist in ensuring all MBS pools are delivered, certified, and settled on time and as expected. Further duties will include assisting the pricing team in daily rate sheet generation, product development, and managing changes through appropriate IT channels.
This is a remote opportunity to work from home.
What You’ll Do:
This role will support the efforts of two teams in Capital Markets: Trading and Pricing.
Trading Activities:
- Entering all trade details into hedging analytics software system.
- Perform day-to-day maintenance and reviews as needed for all loans sales, including but not limited to: Best Efforts, bulk, co-issue, AOT, and securitization.
- Provide support to trading team as requested to include trade preparation, pair-offs, and generating AOT’s.
- Manage margin call process from confirmation of trade value to posting of collateral.
- Understand and communicate changes in observed pull-through activity and make informed model updates.
- Create reports that track daily, monthly, and quarterly trading activity.
- Assist in pool creation from best execution to pool delivery.
- Monitor all commitments (Changes, expirations, cancellations) and communicate updates to senior staff members while accurately recording changes in all reporting systems.
- Other duties as required.
Pricing Activities:
- Support daily/intra-day rate sheet generation and all related reporting activities.
- Assist Pricing Manager in maintaining accuracy of internal pricing engine to improve system processes and performance.
- Aid lock desk staff by ensuring all relevant policies are adhered to on an as needed basis.
- Provide ad-hoc analysis as directed by Capital Markets leadership.
What You’ll Need:
- 2+ year capital markets, pricing, or lock desk experience.
- Bachelor’s degree in finance, accounting, or mathematics preferred.
- Working knowledge of mortgage capital markets basics.
- Experience with mortgage origination systems/product pricing engines.
- Microsoft Excel, Access, Power Point experience preferred.
- SQL, VBA experience preferred, not required.
- Detail oriented with ability to work in fast-paced environment.
**Please note that the compensation information that follows is a good faith estimate for this position only and is provided pursuant to the Colorado Equal Pay for Equal Work Act and Equal Pay Transparency Rules. It is estimated based on what a successful Colorado applicant might be paid. It assumes that the successful candidate will be in Colorado or perform the position from Colorado. Similar positions located outside of Colorado will not necessarily receive the same compensation. **
Compensation:
Target annual compensation for this position is $70,000 – $80,000.
Benefits:
· 401(k)
· Dental insurance
· Disability insurance
· Employee discounts
· Health insurance
· Life insurance
· Paid time off
· 12 paid holidays per year
· Paid training
· Referral program
· Vision insurance
Supplemental pay types:
· Referral bonuses
AmeriSave is an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
California Consumer Privacy Act Disclosure Acknowledgment
Employment Applicants, New Hires, and Employees Residing in California
When AmeriSave’s Human Resources Department makes future requests for personal information, the same Policy is applicable. By applying, you understand this acknowledgment covers current and future personal information requests. You also acknowledge the business purpose of the personal information collected and that future requests may occur while applying for a position at AmeriSave and/or during employment, if applicable.