Plan Consultant

Company Overview

PCS Retirement, LLC is one of the nation's largest independent and conflict-free retirement solution providers in the industry. PCS provides recordkeeping services to 19,000 plans and 850,000 eligible participants representing more than $26 billion in assets under administration. PCS' comprehensive retirement solutions platform includes business development tools for financial advisors, a data-driven recordkeeping technology that supports all types of retirement plans [401(k), 403(b), 457, Cash Balance, Defined Benefit, Non-Qualified], individual retirement accounts (including payroll deduction IRAs), and health savings accounts. 

At PCS Retirement, we cultivate an environment built on trust, where every team member is empowered to take ownership and contribute to our shared vision. Through collaborative teamwork we foster growth, both personally and professionally, ensuring that together we exceed expectations and achieve remarkable success. 

To learn more, visit https://www.pcsretirement.com/

Job Summary

Responsible for completion of annual nondiscrimination testing and completion of the annual form 5500 for 401k retirement plans. Works with advisors, auditors and plan sponsors to provide consulting on plan issues, contributions and Form 5500 reconciliations.   

Job Responsibilities

•  Performs Nondiscrimination, Top Heavy & Coverage Testing for defined contribution plans up to 250 lives based on documented processes.
• Calculates retirement plan contributions and allocations, including Safe Harbor allocations, discretionary match and prorata profit sharing
• Calculates corrective actions for failures in annual testing. 
• Consult and explain the results of the testing and any required corrections
• Preparation of IRS Form 5500-SF, 5500-EZ and assists with preparation of Form 5500 with schedules 
• Assist with plan audit support, including reconciliations and preparation of assets and other plan reports
• Assist with accumulating data and reconciling assets for conversion plans
• Exceed internal and compliance deadlines
• Other duties as assigned

• 1 - 2 years of experience (preferred)
• Ability to read and understand complex documentation surrounding 401k plans
• Knowledge of basic accounting principles and ability to apply knowledge to complete asset reconciliations for all plans
• Relius Administration and FT Williams software experience preferred
• QKA Certification preferred
• Ability to reconcile transactions/assets on the Trust Statement
• Intermediate skillset in Microsoft Excel
• Must be moldable and willing to learn and grow in a dynamic work culture
• Self-Starter, highly self-motivated, ability to work independently and problem-solve
• Ability to effectively prioritize and execute tasks while under pressure
• Ability to meet seasonal deadlines based on IRS and Department of Labor regulations
• Strong listening, interpersonal, written and oral communication skills
• Strong attention to detail
• Basic customer service skills

Remote Work Information

For all virtual remote positions, in order to ensure employees can effectively perform their job duties with no distractions, we require an uninterrupted virtual work space and there is also an expectation of family care being in place during business hours. Additionally, there is an internet work speed requirement of 50 MBps or better for individual use. If more than one person is utilizing the same internet connection in the same household or building, then a stronger connection is required. If you are unsure of your internet speed, please check with your service provider. Please ensure that you are able to meet these expectations before applying.

Compensation Information

The average salary for this position is expected to be between $55,000 and $90,000/year however, base pay offered may vary depending on multiple individualized factors, including market location, job-related knowledge, skills, and experience. We do not anticipate candidates to be paid at the top of the range however, from time to time, it may occur on a case-by-case basis. Other rewards and benefits may include: 401(k) match, medical, dental, vision, life insurance, short and long term disability, paid-time off, etc. For more information, please visit pcsretirement.com/careers

Additional Information

As an employer, PCS believes our success depends on diversity, inclusion, and mutual respect among our team members. We want to look like our customers, and we recruit, develop, and retain the most hardworking people from a diverse candidate pool. We are committed to making all employment decisions based on business need, merit, capability, and equality of opportunity. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, or national origin. We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity, status as a veteran, and basis of disability or any other federal, state, or local protected class.