Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
We are looking for an energetic and hardworking product lawyer to join our Product Counsel Legal team. This individual will support Affirm’s Direct to Consumer and Merchant Engagement team to support Product in enhancing the user experience. The best candidate will be flexible enough to engage in a wide range of projects and matters in support of Affirm’s strategic objectives. We are looking for a team player who takes their work seriously, but doesn’t take themselves too seriously. If you are an individual with humility, grit, and flexibility, this is the job for you!
Come join us in our mission to change consumer finance through offering honest financial products that improve lives!
What You’ll Do
Counsel Affirm’s Business teams and other cross-functional stakeholders on relevant federal and state consumer financial services laws and regulations affecting new and existing products and services, including the Truth in Lending Act; the Electronic Fund Transfer Act; The Equal Credit Opportunity Act; the Fair Credit Reporting Act; the Bank Secrecy and Anti-Money Laundering Act; laws prohibiting unfair, deceptive and abusive acts and practices; and related regulatory guidance and enforcement actions
Support Affirm’s growth and acquisition including origination and servicing of BNPL products
Provide strategic advice regarding state and federal lending, consumer finance and protection laws
Monitor legal and regulatory developments in consumer lending and servicing
Be a trusted advisor and teammate, sharing legal and other expertise and support when needed
Identify and evaluate business and legal risks and act as a trusted partner for creative legal problem-solving
Draft terms and conditions, disclosures, review copy & consumer user experience
Assist with merchant engagement as needed
Create and solve initiatives related to new and existing Affirm products
What We Look For
Ideal candidate will have 6+ years of related business, government, or fintech experience, preferably with a focus on BNPL or Consumer Payments
JD from a highly-reputable, ABA-accredited law school
Someone who has established expertise in all areas of the consumer credit lifecycle, including originations, underwriting, licensing, money transmission, fair lending, BSA/AML, servicing, furnishing, & collections
Admitted to practice law and in good standing in at least one state bar/jurisdiction
A combination of federal government and in-house experience is preferred
A quick learner who genuinely enjoys legal analysis and collaboration in a fast-paced environment
Experience developing creative approaches to legal challenges while providing business-focused legal advice
Inquisitive and proactive in identifying risks and proposing creative and effective solutions
Strong project management, critical thinking, creativity, and analytical skills
Someone focused on maintaining positive relationships and trust with cross-functional business partners
Passion for improving credit products and consumer experiences
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read the Affirm Employment Privacy Policy for applicants within the United States, the EU Employee Notice Regarding Use of Personal Data (Poland) for applicants applying from Poland, the EU Employee Notice Regarding Use of Personal Data (Spain) for applicants applying from Spain, or the Affirm U.K. Limited Employee Notice Regarding Use of Personal Data for applicants applying from the United Kingdom, and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
Hyphen Connect
Mazars
Hilton
Protex AI
Coinbase
