Lead Product Manager, Cards

The Client

Our client is a digital account-to-account platform that redefines the speed, simplicity and security of payments. Consumers pay for purchases by simply signing into their bank accounts, bypassing the card networks, and never leaving a merchant’s site or app – no credit card numbers or separate account setup necessary.

With headquarters in the US and global headquarters, they are a culturally diverse team also spread across the globe! Across North America, they have embraced a work from anywhere policy throughout the continental US and Canada.

It’s a great time to join as the Americas team is growing. If you thrive in an entrepreneurially minded, fast-paced, casual, professional, positive, and rewarding work environment, check them out!

About The Role

They are seeking a high-energy Lead Product Manager, Cards who will own the product strategy and delivery for their new bank powered credit card. You’ll play in a greenfield space for this partner and set their direction for bringing their market-leading, merchant-facing pay-by-bank capabilities direct to consumers. Take ownership and drive this 0-1 product initiative by helping to define the initial market segments, identifying key customer problems they can uniquely solve, and then design, build and launch the MVP. With a focus on consumer fintech payments, you will leverage your extensive experience to deliver a lovable, referable, mobile-first experience.

They are actively searching for individuals who possess exceptional problem-solving skills and thrive on innovative thinking, enabling us to maintain our competitive edge in an industry that is continuously evolving.

Who You'll Work With

On the Product team, their mission is to provide their customers with cutting-edge payment technologies with best in class user experiences that meet the highest security and compliance standards. Their team is made up of skilled and experienced professionals who are passionate about tech and committed to technical excellence.

Reporting initially to the CPO, you’ll work closely with their consumer marketing and research teams to understand the target market segments for their product proposition and shape the go-to-market plan. You’ll also lead a cross-functional squad of UX and product engineers to define and deliver the MVP to market. Other parties such as legal and compliance will be key stakeholders along the way.

What You’ll Do

• Lead a cross functional team to develop a new consumer payment option, from strategy to execution, including product planning, roadmap development, and GTM strategy.
• Apply a deep understanding of consumer psychology and behavioral science to understand customer needs and inform product decisions
• Define the product economics, balancing customer value with business objectives, and aligning the cost structure across rails and bank integrations.
• Create key product metrics, monitor performance over time and promote hypothesis driven experiments to prove causality of any impact claimed
• Work with designers to create exceptional mobile-first user experiences
• Work with engineers to test feasibility and drive end-to-end feature development with a focus on speed whilst maintaining high quality and security standards
• Collaborate with key functional stakeholders including marketing, operations, risk and compliance to bring the product smoothly from concept to launch.
• Help maintain the product strategy by staying current with the latest trends in payments and UX design with a keen eye on competition
• Use known product frameworks to justify prioritization of key problem statements
• Promote a writing culture with concise PRDs detailing the WHY in everything we do, justifying decisions with strong customer insight and data
• Be an evangelist for product led thinking in our company by working collaboratively with the rest of the product design team to shape the culture
  
  

Who You Are

• 6+ years of product management experience working with consumer payment infrastructure providers, including wallet partners, bank partners, BaaS platforms, Apple Pay, Android Pay, issuer processors and non-card networks.
• Deep understanding of the card issuance ecosystem, including working with issuer processors, sponsor banks, and card networks.
• Experience navigating and optimizing card product economics (interchange, authorization flows, funding models).
• A proven track record of building 0-1 financial products, ideally combining traditional card solutions with alternative payment methods.
• Proven ability to protect the customer at all costs while working collaboratively with risk and compliance to meet required standards.
• A firm understanding of the capabilities available to product developers on the top mobile & web platforms especially concerning wallets, identity and payments
• Demonstrated experience in driving innovative thinking and problem-solving within a competitive and regulated space.
• Comfortable with ambiguity and able to navigate complex business problems with a strategic mindset.
• Experience working with product discovery frameworks (e.g. JTBD)
  
  

SALARY RANGE: $180,000-200,000 USD

SALARY RANGES IN US-BASED ROLE POSTING

Their salary ranges are determined by role, level, and location. The range displayed on each job posting reflects the minimum and maximum target for new hire salaries for the position across all US locations. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training. Recruiters can share more information with applicants about the specific salary range for preferred locations during the hiring process. Please note that the compensation details listed in US role postings reflect the base salary only, and do not include bonus, equity, and other perks and benefits.

What They Offer

You will get the opportunity to work on challenging issues and projects with leading FinTech professionals in an innovative and truly inspiring atmosphere. They have a commitment to constantly develop and improve, so you can expect to grow on a professional and personal level in a stimulating environment.

They have a culturally diverse team that spans from Silicon Valley and across the U.S., Canada, Brazil, and Europe with an enthusiasm for remote-first work and the flexibility to balance professional and personal life. Their environment is open and inclusive and they strive to provide employees with a deep sense of belonging while fostering teamwork and having fun.

Total compensation packages include competitive salaries, bonus plans, and stock options. We offer innovative perks and benefits packages that include:

• Flexible paid time off & generous PTO accrual plans
• Comprehensive medical, dental, vision, and other insurances
• Flexible spending accounts for medical and dependent care
• Home office set-up allowance
• Internet stipend
• Retirement plan match for 401k and RRSP
• Gender-neutral paid parental leave, and more!
  
  

(The benefits and total compensation packages outlined above are for full-time employees only and exclude temporary positions.)