Financial Analyst III – FP&A

ABOUT US

Coastal Community Bank is a leader in Banking with strong Financial infrastructure leading Banking as a Service (BaaS) and Fintech strategies. The people at Coastal not only help people with their personal banking; they help businesses with banking technology integration that leads to business growth, flexible financing, and unimagined potential. We think and work like entrepreneurs, always moving and constantly improving. We are go-getters, work hard, and play hard. If you're someone who thrives on innovation, wants to help others succeed, knows how to think outside the box, and believes that we're all in this together -- you belong here.

WHAT YOU'LL DO

The Senior Financial Analyst is a key member of the FP&A Team with responsibility for forecasting, budgeting, and strategic planning and analysis. This position serves a critical role in reviewing data, performing analysis, identifying trends, and preparing/maintaining reports and models to support the Company’s ongoing decision-making. In addition, the Senior Financial Analyst will have a key role in developing and shaping our business and financial strategy and conducting several high-impact cross-functional initiatives at the Company including the implementation of and optimization of the Company’s FP&A/BI reporting systems, tools, and processes.

HOW YOU'LL DO IT

• Support Company leadership with financial planning, analysis, and reporting of the performance of the organization including annual budgeting, quarterly forecasting, monthly Board reporting and analyses, and ongoing ad hoc analyses.
• Assist with building and maintaining the Company’s long-term financial model and provide recommendations on key financial decisions to the leadership team.
• Develop presentations and communicate key business trends to leadership.
• Collaborate with subject matter experts across the Company to understand underlying drivers of financial performance and integrate into reforecast and budget.
• Support ad hoc finance transformation projects, automation, tool implementation, and data optimization initiatives to drive operational improvements at scale.
• Support Finance team with a FP&A system implementation and continued maintenance thereafter. Build scalable financial models and management reporting templates that can be used by other members of the Finance team.
• Partner with Data Engineering and Analytics to automate data pulls to allow more time for impactful analysis, while ensuring a high degree of data integrity, consistency, and accuracy.
• Partner with Data Engineering and Analytics to develop and maintain dashboards to share financial performance and business findings with executives to facilitate greater transparency and faster decision-making.
• Develop and own model governance and monitoring to ensure fit for purpose and high-quality model documentation and controls.
• Gather and analyze data needed for CCBX partner analysis based on Program Agreements and what-if scenarios.
• Analyze, merge, reconcile data, and perform complex analysis.
• Reconcile monthly and quarterly financial results to forecasted expectations and prepare timely and insightful fluctuation analyses.
• Prepare supporting schedules for internal and external financial reporting.
• Assist Finance team with various ad/hoc special projects and scenario analysis.
• Ensure proper controls are operating as designed for regulatory requirements.
• Perform other duties as required to support the Finance department.

WHAT YOU'LL BRING

• Knowledge of and experience working with G/L, FP&A, and BI reporting systems and tools.
• Advanced Microsoft Office Suite skills, including working with Excel, Power BI, and large data sets.
• Complex problem-solving skills, including the ability to logically structure an appropriate analytical data framework for reporting and analyzing data.
• Ability to research, extract, analyze and merge data from disparate systems and perform complex analysis.
• A strong acumen for continuous process improvement, systems automation, and robust quantitative analysis. Constantly finds ways to contribute, deliver outcomes, and be more efficient.
• Can accept the challenges that come with working for a rapidly growing public company whose strategy includes significant organic growth and implementation of new systems and processes.
• Strong attention to detail, superior communication skills, and the ability to embrace change and thrive in a fast-paced and dynamic business environment.
• Strong organizational skills with a mastery of processes and a stickler for details.
• Demonstrated ability to work collaboratively across different functions and effectively influence business partners.
• Has the ability to operate with a limited level of direct supervision and can exercise independence of judgement and autonomy.
• Demonstrated ability to maintain confidentiality of privileged information. 

EDUCATION/EXPERIENCE

• Bachelor’s degree in accounting/finance (or similar field of study).
• CPA, MBA, CFA, and/or CMA designation preferred.
• 5-10 years of relevant and progressive experience in FP&A functions at a growing financial services organization. Community banking and/or fintech banking experience preferred.

HOW YOU’LL THRIVE AT COASTAL

• Be the Best – Communicate effectively, pay close attention to detail, and prioritize your personal development.
• Be Relentless – Thrive in a goal-oriented environment exercising both patience and persistence. Advocate for our customers and team members and strive to promote the Coastal Difference.
• Be Un-Bankey – Be a forward thinker with a creative mindset. Build long-lasting relationships promoting the Coastal Difference, built on a foundation of integrity, honesty, and trust.
• Embrace Gray Thinking – Use sound judgment while decision-making and problem-solving. Think outside the box.
• Stay Flexible – Organize and strategize effectively while always being prepared to adapt on the fly. Seek efficiencies for Coastal to work smarter, not harder.
• Take Care of Each Other – Understand what it means to be a true team player and have your teammate's back. Practice self-awareness and build your emotional intelligence.

BEING YOU AT COASTAL

Coastal is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. We are also committed to compliance with all fair employment practices.

PHYSICAL DEMANDS

The physical demands described below are required to perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 

While performing the duties of this job, the employee must:

• Can sit for extended periods of time.
• Can stand for extended periods of time.
• Can perform repetitive finger, hand, and arm movement.
• Can use electronic office equipment such as a computer keyboard, mouse, ten key, telephone, etc. 
• Able to view and read computer screens for extended periods.
• Can occasionally stoop, kneel, crouch, or crawl.
• Can occasionally lift or move up to 10 pounds.

OTHER DUTIES

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.