Job Description
About DP World
Trade is the lifeblood of the global economy, creating opportunities and improving the quality of life for people around the world. DP World exists to make the world’s trade flow better, changing what’s possible for the customers and communities we serve globally. With a dedicated, diverse and professional team of more than 111,000 employees from 159 nationalities, spanning 77 countries on six continents, DP World is pushing trade further and faster towards a seamless supply chain that’s fit for the future. We’re rapidly transforming and integrating our businesses -- Ports and Terminals, Marine Services, Logistics and Technology – and uniting our global infrastructure with local expertise to create stronger, more efficient end-to-end supply chain solutions that can change the way the world trades.
What's more, we're reshaping the future by investing in innovation. From intelligent delivery systems to automated warehouse stacking, we’re at the cutting edge of disruptive technology, pushing the sector towards better ways to trade, minimizing disruptions from the factory floor to the customer’s door.
About DP World Global Service Centre
DP World’s Global Service Centre (GSCs) are key enablers of growth delivering standardization, process excellence and expertise, and automation in areas of Finance, Freight Forwarding, Marine Services, Engineering and Human Resources, helping accelerate DP World’s growth and business transformation. As we experience exponential growth, there has never been a more exciting time to join us. Discover your next role here and change what's possible for everyone! As an equal employer that recognizes and values diversity and an inclusive culture, we empower and up-skill our people with opportunities to perform at their best. Join us and be part of an amazing team that is transforming the future of world trade.
Role Purpose
The Assistant Manager- Trade Finance- Credit Analysis plays a critical role in assisting the Credit Department with the management of credit accounts, ensuring accurate documentation, and supporting the credit risk assessment process.
Designation: Assistant Manager- Trade Finance- Credit Analysis
Base Location: Navi Mumbai
Reporting to: Deputy General Manager- Trade Finance
Key Role Responsibilities
- Financial Analysis: Analyse financial statements, credit reports, and other financial data to assess creditworthiness and risk levels. Prepare detailed reports and summaries of financial analysis for internal use and decision-making. Identify trends and provide actionable insights based on financial data.
- Credit Documentation: Prepare, review, and manage all necessary documentation related to credit applications, approvals, and renewals, ensuring accuracy and compliance with company policies.
- Risk Assessment Support: Assist senior credit staff in evaluating credit applications by gathering and organizing financial data, credit reports, and other relevant information.
- Reporting: Generate and maintain regular reports on credit activities, outstanding balances, and risk assessments for management review.
- Compliance: Ensure that all credit operations comply with legal regulations and internal policies, assisting in audits and reviews as necessary.
- Support Senior Credit Staff: Provide administrative and analytical support to senior credit officers and managers, contributing to the overall effectiveness of the credit function.
- Problem Solving: Proactively identify and address potential issues in credit processes, recommending improvements where necessary.
- Monitoring: Regularly monitor credit accounts to ensure adherence to agreed-upon credit terms, promptly addressing any discrepancies or issues.
- MIS Management: Create, update, and maintain detailed spreadsheets for tracking credit accounts, expiry, renewals, quarterly monitoring, etc.
Skills & Competencies
- Min 3 years of experience in a credit role.
- Strong understanding of credit management principles and financial analysis.
- Advanced proficiency in Microsoft Excel, including formulae, pivot tables, etc with a good understanding of its functionalities Excellent communication and interpersonal skills, with a customer-oriented approach.
- Strong attention to detail and organizational skills.
- Ability to work effectively both independently and as part of a team.
- Experience in the banking industry and / rating agencies.
- Familiarity with trade finance products.
Education & Qualifications
- MBA (preferred), bachelor’s degree in finance, Accounting, Business Administration, or a related field is preferred.
DP World is committed to the principles of Equal Employment Opportunity (EEO). We strongly believe that employing a diverse workforce is central to our success and we make recruiting decisions based on your experience and skills. We welcome applications from all members of society irrespective of age, gender, disability, race, religion or belief.
